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  • Report:  #148239

Complaint Review: Oxford Financial Benefits - nationwide

Reported By:
- Talent, Oregon,
Submitted:
Updated:

Oxford Financial Benefits
866-333-7715 nationwide, U.S.A.
Phone:
866-333-7715
Web:
N/A
Tell us has your experience with this business or person been good? What's this?
I received a phone call at home saying I'd been approved for Mastercard with a $2000 limit. I had recently applied online, so I wasn't all that surprised.

It all sounded very official, the way they were shuffling me between operators, taking my information, and telling me to write down confirmation numbers and activation codes. One guy said his name was "Paul Peters, Operator 1000."

They said they'd need a one-time fee of $249, which would be electronically withdrawn on a specific date, and asked my permission. This made me suspicious, but I figured with shaky credit, maybe that's what it takes.

When they wouldn't return my calls and I couldn't find them online, I began to worry.

Knowing in my gut it was probably a scam, I went to my bank less than 24 hours before the scheduled electronic withdrawal to try to stop payment, (because there wasn't that much in my account!) but they said they needed at least 48 hours notice!

I reported this to the bank today, and then I saw this site. I just had to add my report. I hope someone catches these guys.

Tracy

Talent, Oregon
U.S.A.


7 Updates & Rebuttals

Wendy

Semmes,
Alabama,
U.S.A.
You can get your money back Tracey

#2Consumer Comment

Wed, August 17, 2005

Has it been 60 days since the withdrawal from the bank? Did you write them a check or did they do an ACH Debit out of the account? If They did a Ach Debit and you are still within the 60 day time limit of the debit, you need to fill out an unaurthorized debit form at your bank and tell them that this company is fraudulant and print off some of these rip-off reports to prove this is a scam. Hopefully they will help you. Oxford Financial didnt record anything. Why would they? Its not like tey are going to fight about it in court. They are a fake. - ALABAMA


Tracy

Talent,
Oregon,
U.S.A.
Oxford Financial AKA Centurion SCAM

#3Author of original report

Wed, August 17, 2005

I've found out during my investigation that Oxford also does business as "Centurion" among others. They use several bogus addresses in the US, but are probably based in Canada. I have still not been able to contact them directly, nor have I been able to get my money back, from them, or from my bank. Although these guys are known to the authorities, I fear my chances of ever recovering my money are zero. I hope that others continue to report their stories so we can increase the odds of catching these guys.


Tracy

Talent,
Oregon,
U.S.A.
US BANK WONT HELP with OXFORD SCAM

#4Author of original report

Fri, July 15, 2005

After continuing to pursue this nightmare, and everyone, even at the bank telling me, "oh yeah, this is definitely a scam", I am still not able to get my money back, nor is the bank reversing the overdraft charges this caused. It's been like pulling teeth just to get the bank to get me the transaction number which ultimately got me only the phone number that that I already had that no one ever answers. I finally found a Fraud Liason phone number for the bank, who looked into the case and eventually told me that they could do nothing because the company had recorded me giving permission for the withdrawal. Can that be right? Did they not record the 5 times I called to cancel the transaction saying the money was not in the account just as they instructed me to do in their RECORDED phone call to me? I have documented all correspndence, and am now going to file a complaint with the Federal Trade Commission and anyone else who will listen. I cannot afford this. Appreciate any suggestions.


Tracy

Talent,
Oregon,
U.S.A.
US BANK WONT HELP with OXFORD SCAM

#5Author of original report

Fri, July 15, 2005

After continuing to pursue this nightmare, and everyone, even at the bank telling me, "oh yeah, this is definitely a scam", I am still not able to get my money back, nor is the bank reversing the overdraft charges this caused. It's been like pulling teeth just to get the bank to get me the transaction number which ultimately got me only the phone number that that I already had that no one ever answers. I finally found a Fraud Liason phone number for the bank, who looked into the case and eventually told me that they could do nothing because the company had recorded me giving permission for the withdrawal. Can that be right? Did they not record the 5 times I called to cancel the transaction saying the money was not in the account just as they instructed me to do in their RECORDED phone call to me? I have documented all correspndence, and am now going to file a complaint with the Federal Trade Commission and anyone else who will listen. I cannot afford this. Appreciate any suggestions.


Tracy

Talent,
Oregon,
U.S.A.
US BANK WONT HELP with OXFORD SCAM

#6Author of original report

Fri, July 15, 2005

After continuing to pursue this nightmare, and everyone, even at the bank telling me, "oh yeah, this is definitely a scam", I am still not able to get my money back, nor is the bank reversing the overdraft charges this caused. It's been like pulling teeth just to get the bank to get me the transaction number which ultimately got me only the phone number that that I already had that no one ever answers. I finally found a Fraud Liason phone number for the bank, who looked into the case and eventually told me that they could do nothing because the company had recorded me giving permission for the withdrawal. Can that be right? Did they not record the 5 times I called to cancel the transaction saying the money was not in the account just as they instructed me to do in their RECORDED phone call to me? I have documented all correspndence, and am now going to file a complaint with the Federal Trade Commission and anyone else who will listen. I cannot afford this. Appreciate any suggestions.


Tracy

Talent,
Oregon,
U.S.A.
US BANK WONT HELP with OXFORD SCAM

#7Author of original report

Fri, July 15, 2005

After continuing to pursue this nightmare, and everyone, even at the bank telling me, "oh yeah, this is definitely a scam", I am still not able to get my money back, nor is the bank reversing the overdraft charges this caused. It's been like pulling teeth just to get the bank to get me the transaction number which ultimately got me only the phone number that that I already had that no one ever answers. I finally found a Fraud Liason phone number for the bank, who looked into the case and eventually told me that they could do nothing because the company had recorded me giving permission for the withdrawal. Can that be right? Did they not record the 5 times I called to cancel the transaction saying the money was not in the account just as they instructed me to do in their RECORDED phone call to me? I have documented all correspndence, and am now going to file a complaint with the Federal Trade Commission and anyone else who will listen. I cannot afford this. Appreciate any suggestions.


Michelle

Bethesda,
Maryland,
U.S.A.
And then, they said THIS! After all, companies can't operate without employees

#8Consumer Comment

Mon, July 11, 2005

Hi! I had a *verrrry* similar call just the other day and I decided to see if the call followed the usual scam pattern. According to all of these stories, I can see that my gut was right. I tell ya, instincts are so good for this stuff.... It's always good to take your time with such things. The guy who called me told me I had 10 days to pay the $249-- and I hesitated because I wasn't expecting the "pay for credit" thing... Of course, this bit of info came late in the call-- and that made me hesitate too. When I said that I didn't feel comfortable doing that (paying $249), the caller explained that if I didn't have the money, he could send me the card and then I could take a cash advance on the card to pay the $249-- using the credit card to PAY for itself! No reputable company would encourage such a thing. When I asked if he could call me back after I thought about it awhile, he asked when he could call me back. I said October (it's July; I'm going out of the country for research project). His friendly demenaor suddenly shifted to disinterest and he could not get off the phone fast enough. I thought, "Hmmm... if a company had good customer service, it would not mind calling me back after I'd had time to think about it..." This is a good resource. Thanks for confirming my suspicions and letting us know about the scammers out there. And to those of who worked for such companies: GOOD FOR YOU for quitting. After all, companies can't operate without employees. :) Michelle

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