Complaint Review: P. Scott Lowery Law offices - Denver Colorado

Why is so hard for people to respond in the proper category?

But I see that you are functionally illiterate, so that may explain it.

Pay attention, and go back to the third grade to learn some basic English grammar skills and spelling.

Idiot.

you can sue them cause there not allowed by any means to say there gunna sue you its againts the law for them to say that there was a guy who said it there and he got fired and sued for 6 million and won its like the fdcia act that they cant tell you there gunna sue

I read alot of compaints here about this so called lawyer he should of disbarred along time ago . I meant to say if any lawyer yelled at me like that over the phone I would of hung up on him then if he called again I would of dialed a few # infront of his # to block his # from calling my phone.

I never got a phone call from this office but when a collection agency calls my house I do not answer the phone I also don't answer to a# I do not know

The first thing you need to remember is to STAY OFF THE PHONE!!

NEVER speak to ANY third party debt collector on the phone. It will NEVER bring anything postive for you, and I can guarantee it will only make things worse.

File a complaint with the Bar Association as this is allegedly a law firm and they have broken the ethics requirements, and violated the law in the manner they spoke to you. It is a violation of the law for any debt collector to be abusive. Read and learn the FDCPA.

Also go online to FTC.gov and file a complaint.

Then go to some credit and collections websites like budhibbs.com, debtorboards.com, and others and get some insight to the sleazy world of third party collections and junk debt buying. This will open your eyes.

Communicate with them only via certified mail, return reciept requested, and be sure to put the certified# in the body of the letter to prove exactly what you sent. NEVER sign anything sent to a debt collector as they have been known you transfer your signature to other documents.

NEVER make a payment or an agreement to pay with any junk debt buyer or third party debt collector. ALWAYS make them jump through the hoops of the "validation" process.

Finally, if you ever do decide to speak with one of these bottomfeeders, remember it is all about control. YOU have to maintain absolute control when dealing with these freaks. That guy you spoke to was obviously an impotent little man who felt powerful browbeating a woman.

The best advise Steph gave was to stay off the phone.  No good can come from talking to any Debt Collector over the phone.  Unfortunately the rest of her information if she was serious was not wise or correct. 

It is not wise to threaten anyone that you are going to "hack their computer with a bad virus and they will loose all information".  First of all that COULD be seen as a true threat and handled criminally, whether or not you had the means to do it or not.  Second every lawyer keeps backups so if you were even able to do this anything that they "lost" could be recovered in probably under 1 hour.

As for the Cease and Desist letter, not only is that incorrect terminology it wasn't even spelled correctly.  If you sent that to them they would just laugh.  The term you are looking for is a Cease Communication letter.  Now, all this will do is keep them from contacting you on the phone.  It won't stop any other action they may decide to do.  The best way to send this is by Certified Mail with Return Receipt.  This way you have proof that you not only sent it, but they received it.  On the Letter do not sign it(so they can't copy your signature), write the Certified Number on the actual letter.  You can search the Internet for several Cease Communications Templates.

If this debt is still legally collectible, and you don't dispute it.  You can then send them, in writing, a settlement offer of what you are willing to pay.  Also, that you will only pay them by Money Order(so they don't have access to your account).  Only when you get something from them in writing do you end them another dime. 

You may also want to read up on the Fair Debt Collection Practices Act(FDCPA) as to what 3rd Party Collection Agencies can and can not do.

go to www.budhibbs.com for help and read all about these scum bag third party losers!

If any attorney yelled at me like that I would of threatened to hack thier computer with a bad virus and they would lose all imformation  and it would also cause bad damage to the hard drive as well.

The next time they call do not answer the phone. I would send them a cease and disist letter certified or you can fax it to them 100 times every half hour until the ink jet runs out and it says fax error