- Report: #1422814
Complaint Review: Perennial Care UCA - New York New York
Reported By:
Scott -
Swartz Creek, Michigan, United States
Submitted:
Updated:
-
Author Confirmed
Why?
Perennial Care UCA
Unknown New York, New York, United States
Web:
Perennial Care UCA -- Good luck with a web site -- 866-625-1223,NY 11791 US
Categories:
Business Rating:
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Perennial Care UCA I'm leaving my current employer for a small start-up with dreadful insurance. I typed in healthcare.gov and decided to try getting a better deal. Sold Secondary insurance as a Catastrophic Insurance New York New York
I visited healthcare.gov looking for insurance needs since I'm joining a small company with very expensive insurance options. Alternative options popped up and suddenly, I'm getting a call from a licensed, insurance agent.
He said I could get insurance for $300/month. ( Low premium ). I asked about co-pays ( none ), maximum coverage ( Obamacare outlays any maximums ), maximum out of pocket ( 70% coverage ). I'm in an extreme hurry and stupidly say, “So you want to have my credit card?” He pauses and says ,”How about your checking account instead?” I say no on the checking account and give him my credit card. He somehow was able to process my credit card.
The agent is having “trouble” with my email address, even though it's my name and he already has that. I spell it back twice. He still can't get it right and No information arrives in my email box.
I spend a busy day in preparation for my departure and realize immediately, “This is a scam.” I got nothing from this “licensed” agent. I have no idea what I received. Prior to requesting a charge back, I see for the first time a phone number on the credit card charge.
A search on the web could find only one reference for this company. It is of course a fraud report. This is a classic bait and switch organization. They are selling you something, but they are going to keep you uninformed about you purchased so as to avoid a chargeback. If I had given him my checking account number, the money would have been gone.
Scam altert:
Repetitive answers to different questions. Same answer over and over. “ 70% “
Bait and switch – Catastraphic insurance requested, something else is paid for with unknown coverage
Low Premium without any information on benefits
Unable to type in your email address correctly so that you obtain the policy, even when it's your own name
Wanting to take payment from your checking account – Once the item hits your checking account, you have no recourse but to work with the vendor.
