- Report: #38511
Complaint Review: providian national bank - DALLAS Texas
-
Author Not Confirmed
Why?
providian national bank
PO BOX 660596 DALLAS, 75266 Texas, U.S.A.
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providian national bank ripoff DALLAS Texas
IM VERY SURPRISED THAT I GOT TAKEN LIKE THIS,BUT FIRST
TIME FOR EVERYTHING.GOT MAILED AN PROMO FOR VISA CARD AND
TO TRANSFER MY HIGH INTERST BALANCES FOR NOTHING AND A O%
RATE FOR A YEAR.HAVING A CARD THAT WAS APPROACHING THE
END OF ITS O% TIME IFIGURED I WOULD TRANSFER THE 6000.00
I OWED ON IT. MY CREDIT IS GREAT AND FIGURED WHAT THE
HELL ANOTHER YEAR WITH NO FINANCE CHARGES. MIND YOU I
HAVE CREDIT CARDS WITH A 15000,30000,12000 DOLLAR
LIMITS.WELL YOU CAN GUESS I WAS A LITTLE SHOCKED WHEN I
GOT THE LETTER STATING THAT I WAS APPOVED FOR 3000.00, I
LAUGHED BUT THE NICE PEOPLE AT PROVIDIAN TRANSFERED
2700.00 FOR ME.SO WHAT THE HELL ILL JUST PAY OFF WHAT
THEY DIDNT TRANSFER END OF STORY.WELL TODAY MY STAEMENT
CAME FROM PROVIDIAN AND THERE WAS A FINANCE CHARGE OF
23.58 ON IT,WELL I THOUGHT THIS MUST BE A MISTAKE,SO
ICALLED THEM.I SPOKE TO A PLEASANT LADY SHE WASNT RUDE
BUT TOLD ME IF YOU TRANSFER MORE THAN A 100.00 THAN THE
PURCHASES ARE 0% AND THE RATE FOR THE TRANSFER IS
11.99,THE HIGHEST CARD I HAVE IS 7.99,SO IASKED HER WHY
WOULD I DO THAT SHE TOLD ME JUST PAY OFF THE CARD.SO I
CALLED BACK TO GET A PAYOFF AND WAS TOLD WE CAN GIVE YOU
AN ESTIMATE OF 2790.00. THIS IS A BAD COMPAY AND A BAD
WAY TO DO BUSINESS.IADVISE ANYONE OUT THERE NOT TO TAKE A
CREDIT CARD FROM THESE PEOPLE.
BOB
KIRKWOOD, Pennsylvania
U.S.A.
TIME FOR EVERYTHING.GOT MAILED AN PROMO FOR VISA CARD AND
TO TRANSFER MY HIGH INTERST BALANCES FOR NOTHING AND A O%
RATE FOR A YEAR.HAVING A CARD THAT WAS APPROACHING THE
END OF ITS O% TIME IFIGURED I WOULD TRANSFER THE 6000.00
I OWED ON IT. MY CREDIT IS GREAT AND FIGURED WHAT THE
HELL ANOTHER YEAR WITH NO FINANCE CHARGES. MIND YOU I
HAVE CREDIT CARDS WITH A 15000,30000,12000 DOLLAR
LIMITS.WELL YOU CAN GUESS I WAS A LITTLE SHOCKED WHEN I
GOT THE LETTER STATING THAT I WAS APPOVED FOR 3000.00, I
LAUGHED BUT THE NICE PEOPLE AT PROVIDIAN TRANSFERED
2700.00 FOR ME.SO WHAT THE HELL ILL JUST PAY OFF WHAT
THEY DIDNT TRANSFER END OF STORY.WELL TODAY MY STAEMENT
CAME FROM PROVIDIAN AND THERE WAS A FINANCE CHARGE OF
23.58 ON IT,WELL I THOUGHT THIS MUST BE A MISTAKE,SO
ICALLED THEM.I SPOKE TO A PLEASANT LADY SHE WASNT RUDE
BUT TOLD ME IF YOU TRANSFER MORE THAN A 100.00 THAN THE
PURCHASES ARE 0% AND THE RATE FOR THE TRANSFER IS
11.99,THE HIGHEST CARD I HAVE IS 7.99,SO IASKED HER WHY
WOULD I DO THAT SHE TOLD ME JUST PAY OFF THE CARD.SO I
CALLED BACK TO GET A PAYOFF AND WAS TOLD WE CAN GIVE YOU
AN ESTIMATE OF 2790.00. THIS IS A BAD COMPAY AND A BAD
WAY TO DO BUSINESS.IADVISE ANYONE OUT THERE NOT TO TAKE A
CREDIT CARD FROM THESE PEOPLE.
BOB
KIRKWOOD, Pennsylvania
U.S.A.
