- Report: #1113608
Complaint Review: reliable credit - milwaulkie Oregon
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reliable credit
milwaulkie, Oregon, USA
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reliable credit charlatans milwaulkie Oregon
after financing a 2006 dodge ram and making payments for a yr and a half, on a purchase price of 14,999 i was shocked at how much i still owed. fell in hard times and had a couple of late payments. the interest "oh man" is all i could say. making two payments to get caught up (and a month ahead) walking out of this place i became extremely angry when looking at how much went towards the principle balance, compared to the interest. an entire payment was all interest. i called and spoke with "mike" and he was so rude. he coudnt explain it to me and all he said was that it was totally legal. a few months went by and again, my payment was late (11 days) which i wasnt too concerned about, because the following day i would have the payment and enough to make a payment a month in advance. that evening around midnight, a towtruck was in my driveway stealing my truck. so what they did was, wait until the interest was paid on the truck, then stole it out from under me flat out. i called the following monday, because it was a satirday night and they are closed sundays. sstephanie, mike and some other rude jerk did nothing but berate me, insult me, etc. then to make matters worse, they wanted 9000 dollars to get the truck back, along with proof of insurance (which i had and was constantly harrassed about). i didnt have the money. i had to let the truck go. i refused to pay another nine thousand, on top of the 7000 down apon purchase and a yr and a half of payments, when bluebook value on the truck was only 8000. to top it all off, the company that towed the vehicle, stole everything inside the truck. walkie talkies, important documents, car seat, tools, etc. stay away from this company! they will bleed you dry, then steal from you before your vehicle loses value and resell it. so teliable credit made over 20 thousand off my truck and im left with nothing. they should be run out of business. they are nothing but rude, thieves that do nothing but insult you, steal from you and laugh about it all the way to the auction.
3 Updates & Rebuttals
Jim
Florida,If...
#2Consumer Comment
Wed, January 08, 2014
If you have such as stellar credit reputation with the banks then why are you now with a deadbeat subprime lender?????
lori
washougal,Washington,
yes! THEY are crooks!
#3Author of original report
Wed, January 08, 2014
and NO! its not standard. my loan through chase bank on my kia was completely wonderful. they worked with me if i was late and i paid off my vehicle without thr hassle. and yes, i believe you do work.for them, or you wouldnt have even replied without the further knowledge of my case. i have had three vehicle loans paid in full with no hassle whatsoever until reliable credit stole my vehicle for their own greed. and sure, there will always be another sucker that gets tied into a loan, but eventually their reputation will put them.out of business like so many other lending.companies that practice unscrupulous financial transactions.
Jim
Florida,Right...THEY Are The Crooks?
#4Consumer Comment
Tue, January 07, 2014
In a loan such as this, the interest is paid down first then the principle is paid down. Its called amortization and is the STANDARD in finance. They are a SUBPRIME lender which will finance purchases for those who have a track record of NOT paying their bills on time...many of whom, like you, continue to not pay their bills on time. Enjoy riding the bus! And no, I don't work for them.
