First i received a letter from bank of America saying I can have my principal reduced on my mortgage.
I had called the phone number wich was provided in the notice. The person told me to fax them some bank
Statements an income supporting evidence,w2 forms etc. later that day I got a phone call from them.they promised me they could get my payments reduced by half. Asked my e- mail emailed some documents
They wanted me to sign right away.it was all about some attorney'sfeesit was around $4500.itold them I needed
Some time to study the documents.then I started searching for this company on the web for complaints.i had found
Plenty called them back told them what I have found .they denied it told me they were a legit law firm ,and then I told them I did not want to do business with them