Marc
Hendersonville,#2Consumer Suggestion
Mon, March 13, 2006
I didn't fully understand your post, but if the debt was written off by Sears in 2001, it is ou of the statute of limitations in Texas (4 years). Not long ago Sherman changed its name to NVLV, probably because of being investigated by the FTC. They are notorious liars. Know your rights under the Fair Debt Collection Pratices Act, the Texas Debt Collection Act, and the Fair Credit Reporting Act. You can be sure that NVLV -will- make several violations of the law under these acts. This means money to you, you can sue for each violation ($1000 per violation of the FDCPA).