Scott Kelly of the Scotiabank Global Banking and Markets in Toronto Ontario invests in private mortgages as a mortgagee with disbarred lawyers. The mortgages have predatory terms and high interest rates . Scott Kelly has invested in mortgages with Blair C. Rose of the law firm Rose & Rose and Ron Hatcher ( disbarred lawyer) of Toronto. Scott Kelly is a crook and a thief. Beware of this Crook.