- Report: #1099216
Complaint Review: Seterus - Beaverton Oregon
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Author Not Confirmed
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Seterus
14523 Milliakan Way, Beaverton, 97005 Oregon, USA
Phone:
866-570-5277
Web:
www.seterus.com
Categories:
Business Rating:
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Seterus Inc. Seterus, a mortgage servicer that employes tactics to part you from your home and foreclose Beaverton Oregon
In Oct 2012, I received notice that my mortgage was transferred from Bank of America to Seterus, Inc. It didn't take long to see this place is a pirate ship disguised as a mortgage company. By April of 2013, due to illness, I got 60 days behind. Seterus called, and offered to modify my mortgage to reduce the rate. Sounded good. I assembled about 55 pages of documents.
During the process....a thug like being from Seterus demanded I make all of the back ( and current) payments or he indicated I would soon be foreclosed. I got the money together ( over 7K)...and was caught up. Then....I received a letter stating that my mortgage mod was denied because I was no longer in arrears !!! But later......more recently, I was late in my payment again. I called to make a payment ( over the phone pay)...on the 13th, for the previous month.
The cust. service person refused to take my payment. She would only take a payment for both Oct. and Nov. ( which I didn't have) Now many many people fall behind one month. In fact, this is called a "rolling 30" ( 30 days behind) in the business. Seterus has devised a way to take your property by ...even if just 13 days late...you must come up with all the cash. Naturally, since they refuse to take just one month .....you will keep getting more and more months behind. Soon, you will receive an Act 91 notice, and Intent to Foreclose.
I'm sure they are looking at my property.....and see that they can foreclose and make a profit based on loan, vs. value. I have to determine if refusing to accept a payment 12 days late is legal or not. But I will pursue this. Legally, and thru the regulatory bodies. This company is a BAD, BAD company. They have devised ways, devious and diabolocal..to take your home.
