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  • Report:  #95417

Complaint Review: Sonicpayday.com - Dublin Other

Reported By:
- kansas city, Missouri,
Submitted:
Updated:

Sonicpayday.com
18-19 College Green Dublin, 22233 Other, Canada
Phone:
866-8676642
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
i was in a hard rock so i did internet searching for payday loans something i will never ever do again in my life i make decent money but just needed extra cash at the time the website came up i applied was appoved recieved the money they even sent my a $25 phone card.

due date apporached didnt have the money got a phone call at work (MS WALKER) whom was very nasty rude disrespectful totally a b***h luckly i wasnt in her face at the time she was speaking to me who knows what would have happened. told her didnt have the money she replies you used are money. yesterday was payday where is your check what happened you dont like the fact that you owe us money and dont want to deal with it i replied excuse that isnt the fact the fact is the way you are speaking to me in not necessary,what way the conversation went on till i hung up in her face that when she threated to call my job in which she didnt gave my two more weeks a company had offered to pay this for me but they only take western union well they wont get western union her a business check

never ever will i deal with company ever again i ive known this website was here i would have never loaned with them ever. i still have more to say but i think i said enough and this aint the first time someelse has labled MS WALKER the way she really is. and i hope she see all of this.

niky

altanic, Georgia
U.S.A.


2 Updates & Rebuttals

Elizabeth

Washington,
District of Columbia,
U.S.A.
Your first mistake is calling

#2Consumer Comment

Sun, August 22, 2004

I've read a lot of comments here about SOnic Payday, and as a former customer of theirs this is what I've learned. DO NOT call if the funds will be unavailable. This will only expedite the collection process. Instead, let the payment bounce (because even if you call they'll send it through anyway or if you have enough to cover half they send it as two debits so at least half will be paid, and wait FOR THEM TO CONTACT YOU. This will take approximately 2-3 business days after the date of the scheduled debit (but it may also depend on the kind of bank you have)this will at least give you a few more days to gather the money and gets you closer to your next payday. I've bounced 2 of my three loans with Sonic, and each time they call on the 2 or 3rd business day and tell me I have until the next period to pay it by Western Union. Honestly Western Union is probably one of the safest ways to pay because they get within 15 minutes. You havea tracking number, and Western Union can be held liable if the transfer does not take place. So using this strategy can get you at least to your next payday without the harassing or embarassing phone calls. In addition, if half of your payment went through the first time then you only have to pay the other half plus the fee and you can borrow again in one hour (however, I would advise against it). Overall this company is what it is, it provides money when needed. But given the choice of payday companies, I would go somewhere like ACE or Check n'Go where at least you can refinance the loan over a period of time and still borrow relatively high amounts.


Grant

Charlotte,
North Carolina,
U.S.A.
That is your fault

#3Consumer Comment

Thu, July 08, 2004

in response to sonic payday loan being a ripoff i have used them several times in times of crisis. I have nothing but wonderful customer service experiences with them the main thing is if you borrow the funds you need to have the funds to pay them back. When submitting your paperwork to be approved for the loan you sign a paper to have your wages garnished so contacted your employer is something you signed for before you get the funds. In reponse to this persons complain they have no right to complain because they were wrong they did have the funds to pay sonicpayday back they need to learn how to budget if you borrow from someone even if it is a internet loan company you need to pay them back bottom line don't get mad when they take action to get their funds back.

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