- Report: #254500
Complaint Review: Texas Lending.com - Dallas Texas
-
Author Confirmed
Why?
Texas Lending.com
4309 Alpha Road Dallas, 75244 Texas, U.S.A.
Phone:
972-387-4600
Web:
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Texas Lending.com ripoff BAIT & SWITCH BEWARE SMOKIN DEAL TURNED INTO ROTTEN DEAL Dallas Texas
I called Tx.Lending.com around May 10th & asked to speak to someone about a refinance. I was put through to Lane Gregory, who I explained in DETAIL what I wanted...a NO ESCROW,NO PMI loan with a GOOD interest rate. He took my information & called me back in 30 minutes & said, "I got it done.", just like that, he told me the company name, "FLAGSTAR", as well as his contact,"DREA ROBERTS",that had given us SUCH a great deal.
In the coming weeks I was told everything was rolling right along, on schedule. I INSISTED we close by the end of the month & was given a closing date of May 31st. I got a phone call that evening saying we were NOT closing 5-31, but would close Mon. 6-4-07, & that the Title Company would come to MY HOME to close!!!That day came & went also with NO CLOSING.
I was told by Mrs.Anita Chambers, Lane Gregorys processor what was REALLY going on, NO APPROVAL FROM FLAGSTAR FOR ESCROW WAIVER...We would HAVE to have an Escrow account in order to close this loan & our credit had been pulled SO much in the time I was working with Lane Gregory that our credit score had DROPPED over 100 POINTS in that month!!! I made the decision not to pay my house payment for the month of May, as I was told we were closing by the 31st, & was also told that due to this I may have to pay some interest on the days for not making Mays payment to my current mortgage company. I now know that not making that payment hurt my credit score, BUT over 20 CREDIT PULLS in MAY alone tells me SOMEONE was shopping my loan, ALOT, & we thought we were APPROVED!!!! It ought to be illegal to promise, send "GOOD FAITH" estimates, & pull peoples credit down & take NO RESPONSIBILITY for IT, AT ALL!!!! We will try again NEXT YEAR to save some of our HARD EARNED money...as it will take that long to REBUILD our Credit.
Kriste
Arlington, Texas
U.S.A.
In the coming weeks I was told everything was rolling right along, on schedule. I INSISTED we close by the end of the month & was given a closing date of May 31st. I got a phone call that evening saying we were NOT closing 5-31, but would close Mon. 6-4-07, & that the Title Company would come to MY HOME to close!!!That day came & went also with NO CLOSING.
I was told by Mrs.Anita Chambers, Lane Gregorys processor what was REALLY going on, NO APPROVAL FROM FLAGSTAR FOR ESCROW WAIVER...We would HAVE to have an Escrow account in order to close this loan & our credit had been pulled SO much in the time I was working with Lane Gregory that our credit score had DROPPED over 100 POINTS in that month!!! I made the decision not to pay my house payment for the month of May, as I was told we were closing by the 31st, & was also told that due to this I may have to pay some interest on the days for not making Mays payment to my current mortgage company. I now know that not making that payment hurt my credit score, BUT over 20 CREDIT PULLS in MAY alone tells me SOMEONE was shopping my loan, ALOT, & we thought we were APPROVED!!!! It ought to be illegal to promise, send "GOOD FAITH" estimates, & pull peoples credit down & take NO RESPONSIBILITY for IT, AT ALL!!!! We will try again NEXT YEAR to save some of our HARD EARNED money...as it will take that long to REBUILD our Credit.
Kriste
Arlington, Texas
U.S.A.
2 Updates & Rebuttals
Kevin
Dallas,Texas,
U.S.A.
please note:
#2REBUTTAL Owner of company
Fri, April 03, 2009
you are allowing someone going by the alias of chris to post his email address in the updates section of this complaint to potentially create an illegal act. you do not have to post my repsonse if you wish but please take down this email address as it violates our trademark and you may be supporting the advertisement of an illegal activity. Thank you as I appreciate the opportunity to rebut this information.
Chris
Dallas,Texas,
U.S.A.
Don't use Texaslending.com you will be sorry!!!
#3UPDATE EX-employee responds
Fri, March 13, 2009
Please send me an email if you have used them and they screwed you around I am building a website about them now and would like to post all stories on my site. [email protected]
