voiceofreason
North Carolina,#2Consumer Comment
Wed, January 18, 2012
You need to press for charges to be brought against this guy for any laws he broke in "selling" you this RV. I don't think bankruptcy would negate anything he may owe you due to fraud or any other criminal actions.
rainfun
United States of America#3Author of original report
Wed, January 18, 2012
Well that's not quite the truth either. Kelly Wilson did not fulfill his obligation.
He failed to provide current tags. They expired only 2 months after we purchased the trailer.Despite repeated attempts over 16 months time... he never sent them. He never provided the second key he promised.
The truth is.... he was eager to get his hands on our cash down payment at the time of purchase and made all sorts of promises at that time.
In Dec 2010 we contacted Kelly and asked him if we could change our payment date from the 15th to the first. My husband receives Social Security payment on the 1st of month and also it was near Christmas. He agreed that that would be fine.
around June or July 2011 we sent Kelly the trailer payment but he said he never got it. We always paid by money order so we had to put a trace on that which to date has never been fully investigated as to what happened to that payment.
Then in October.... my husband was ill and I honestly forgot to make the payment and I thought that is what Kelly was wanting to come talk to me about face to face. I apologized and offered to give him the money after explaining my husbands condition. Kelly refused to accept the payment for October stating that it wouldn't make a difference and in good faith he couldn't accept the payment because he had filed for bankruptcy and the bank wanted the RV back on Monday.
So if I would have made that payment on time in October then I would have lost that money too.
We always paid Kelly in good faith and living on Social Security it was often a struggle to do so. In fact, we didn't even live in the trailer for 6 months after purchasing it but continued to make payments without fail. My son was critically injured in a car accident and we stored the RV and stayed with him until he recovered.
So for Kelly to say that we were 3 months behind in payments is untrue. The truth is.... I believe he was in financial trouble in 2009 when he sold us the RV. That's why he was so eager to do anything to make the sale. He wanted that cash down payment in his hand.
What he didn't tell in this story is that I asked him for the lienholders name on the evening he decided to kick me out. I wanted to verify his story with them and see if they were willing to give me the option to finance it through them since we had been making payments for 1 1/2 years not Kelly.
Kelly Wilson lied to me about the name of the bank. It was financed out of state through a RV finance company. I seriously doubt Kelly sent one dime of the amount we paid him to the finance company. and I doubt he had permission from the lienholder to sell that RV to us.
If we were behind 3 consecutive payments like he claims then why didn't he follow proper legal channel to take back his property? Like the tough Marine he is.... he chose to intimidate a 5'2" woman who's husband was critically ill.
You don't just file bankruptcy one day and hand everything over the next. I am fortunate that he didn't get more money out of us than what he did.
You know it's always the so called, "Christians", that seem to be the worst Rip Off's.
You should do the right thing and give us back at least the $3500 down payment Kelly.
Bankruptcy must not have affected you to much. You still have a business but you left us without a home. That is.... if you were even telling the truth about filing for bankruptcy.
wilson
Ardmore,#4REBUTTAL Individual responds
Tue, January 17, 2012
The story here leaves out the fact that Gary Turner & his wife were 3 months behind in their payments. I am sorry that this couple feels so wronged, but they did not fulfill their obligations.