cornerstone439
USA#2Consumer Suggestion
Tue, March 22, 2011
Hey there, I'm sorry to hear about your experience with Credit USA. I hope you're able to resolve everything with USA Shopping Club/Credit USA and get on with life.
For those who are still dealing with Credit USA, my friend used the report on this page to get their money back and do some damage to the company's reputation:
http://hubpages.com/hub/Credit-USA-How-to-Get-Revenge
Hope this helps you and anyone trying to get their money back.
bennedetta59
Bensalem,#3Author of original report
Fri, March 18, 2011
Ok, Smart a*s genius. They got my info by a company that sold them the information I would have to assume. I did contact my bank immediately and filed an affidavit. I also contacted the credit card company and made them refund my money so bake this b****.
bennedetta59
Bensalem,#4Author of original report
Thu, March 17, 2011
USA Credit practices are very deceptive and there are no "happy" customers of USA Credit only people who feel that they were ripped off, taken advantage of and scammed out of their hard earned and much needed savings. You people suck. God will judge you and take you down you bastards.
Chef
dorchester,#5General Comment
Thu, March 17, 2011
See here is another half baked story, you never dealt with this company, then how did they get your bank info????? Also how did you know there fee was $149 AND WHY HAVE'NT YOU CONTACTED YOUR BANK TO GET THE CHARGE REVERSED.
Also if you never dealt with them why is it you have not reported this company to the proper authorities.
bennedetta59
Bensalem,#6Author of original report
Thu, March 17, 2011
USA Credit disguises it's scam as a pay-day loan lender. They send you their deceptive email after getting your email address from a company that steals all your information for a pay-day loan and then decline you after saying that you were pre-approved. As you get spammed by over 50 different potential loan companies they slip their email in there as if it were just another pay day loan. As you become more desperate for loan they take complete advantage of your vulnerability and withdrawal their 149.95 fee from your empty checking account and not only put you further in debt but cause you to have over draft fees of $37 from your bank. So then you become $186.50 in the negative and are far worse off then if you had never delt with these assholes in the first place. I assume that they also sell your information and steal you identity or sell to people who can and will. This company sucks and will soon get what is coming to it and what they truly deserve!
Shelly
Uniontown,#7UPDATE Employee
Wed, March 16, 2011
I work in the Quality Assurance Department at USA Credit and I can assure you that we do not draft bank accounts without authorization. For further assistance regarding this matter, please contact our Member Services Department at (800) 262-4192, Monday through Friday from 9 a.m. to 4:30 p.m. ET.