- Report: #410875
Complaint Review: USA Creditmasters: Optimized Cash Flow Francisco De La Chesnaye - Las Vegas Nevada
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Author Confirmed
Why?
USA Creditmasters: Optimized Cash Flow Francisco De La Chesnaye
5353 W Desert Inn Road Las Vegas, 89146 Nevada, U.S.A.
Phone:
702-413 8080
Web:
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Business Rating:
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USA Creditmasters: Optimized Cash Flow, Francisco De La Chesnaye Ripped off by Supposed Savior for people with Bad Credit that want to have the American Dream of Owning a home Las Vegas Nevada
USA Credit Masters, also known as Optimized Cash Flow, is owned by a one Francisco de la Chesnaye. His website www.usacreditmasters.com, along with his personal guarantees on the phone, offer financing for those you have credit issues and cannot get a mortgage. Initially, we checked him out with the BBB and he was in good standing at that time (he now has a F rating).
We gave him the 5k retainer that is supposed to be refundable and a house we wanted to purchase. The first deal, along with part of my earnest money, went down the drain. He put in the offer that he would pay cash and it would close within thirty days. Thirty days later he stated the financing was not done...the sellers backed out of the deal and took half of my earnest money with them because the deal was supposed to be cash and not pending any financing.
Subsequent deals did not get far because many realtors and home owners did not trust Francisco's methods of operation, such as the flipping process and rather disturbing equation he comes up with to add his fifteen percent fee-which turns out to be more than fifteen percent. Offer after offer just goes down the drain. Finally, we get an offer in because someone is desperate to sell. Now, unlike any of the other offers, he now states we have to pay for the appraisal-which was never required in any other deal.
We asked for a refund, which he said although he was not required to give us one, he would. He has given no such refund. Two dates have passed that he gave us for the refund. Now he will not communicate by phone or email.
Standing up
Poverty, Wisconsin
U.S.A.
We gave him the 5k retainer that is supposed to be refundable and a house we wanted to purchase. The first deal, along with part of my earnest money, went down the drain. He put in the offer that he would pay cash and it would close within thirty days. Thirty days later he stated the financing was not done...the sellers backed out of the deal and took half of my earnest money with them because the deal was supposed to be cash and not pending any financing.
Subsequent deals did not get far because many realtors and home owners did not trust Francisco's methods of operation, such as the flipping process and rather disturbing equation he comes up with to add his fifteen percent fee-which turns out to be more than fifteen percent. Offer after offer just goes down the drain. Finally, we get an offer in because someone is desperate to sell. Now, unlike any of the other offers, he now states we have to pay for the appraisal-which was never required in any other deal.
We asked for a refund, which he said although he was not required to give us one, he would. He has given no such refund. Two dates have passed that he gave us for the refund. Now he will not communicate by phone or email.
Standing up
Poverty, Wisconsin
U.S.A.
2 Updates & Rebuttals
Ronald
Rio Grande,New Jersey,
U.S.A.
DON'T BELIEVE THE COMPANY RESPONSE
#2Consumer Comment
Sat, August 28, 2010
THIS IS A FORM REPLY THAT I RECIEVED ON MY COMPLAINT ALSO. DON'T BELIEVE ANYTHING THIS RIPOFF COMPANY OR FRANCISCO DE LA CHESNAYE STATES HERE NO ONE HAS EVER PROPOSED A SETTLEMENT OF ANY AMOUNT
THIS COMPANY IS A RIPOFF PLEASE READ ALL RESPONSES REGARDING THIS INTERNET FRAUD HE TAKES YOUR MONEY KNOWING THAT YOU ARE AT YOUR WEAKEST MOMENT AND NEVER GETS YOU WHAT HE STATES IN HIS WEBSITE.
FRANCISCO, WE KNOW THAT YOU CHANGED YOUR APPLICATION TO PROTECT YOURSELF, BUT THE COURTS AND THE FBI HAVE THE ORIGINAL YOU SHOULD GO BANKRUPCT, YOU MADE US SUFFER YOU ARE A THIEF!
KKC
Las Vegas,Nevada,
United States of America
Thank you for your notice regarding complaint #410875.
#3UPDATE Employee
Sun, November 15, 2009
Regretfully, despite our attempts to reach a settlement with our customer, we have been unable to do so.
When faced with a dispute such as the present case, it is our normal operating policy to reach out to our customers for a satisfactory aggreement which has not been possible in this case.
When applying for our service the customer is made perfectly aware of our refund policy which does not apply in this case; considerable work, time, and effort went into providing our service as amply documented in our files, and yet as mentioned above an alternative and a settlement were offered and refused.
We deeply regret our client's dissatification and complaint, but in light of it, we reserve our right to have our position legally represented.
Thank you for your time, cooperation, and attention.
Sincerely,
Optimized- Cash Flow Systems, Inc. Keisha Cote Office Manager Noble Park, 5353 W. Desert Inn Road Las Vegas, NV 89146 (702)485-2785
