Complaint Review: Velocity Sales - portland oregon

In 2016 a gentleman walked into my office named Knut Werpen with American Payment Systems and First Data Merchant Systems stating that We were doing business with square for our credit processing and we were breaking government laws due to the amounts that we were running thru them and that could have problems for us. Stated that he could save us money and make us totally compliant. We signed a contract with him with Deja Vu equipment financed with Northern Leasing. The smaller units for our mobile devices did not work with apple phones so we could not use them. We continued to pay for the 2 larger devices in the offices under the lease terms. But ran all mobile transactions thru square. Because we could not get them to make it right and could never speak with Mr Werpen again regarding the account. At the end of 2017 we had some credit processing issues with Square and we got in contact with them again to see if they could make the situation right finally. The company is now running as Velocity LLC. I was put in contact with a man named Beau Bitke who advised that they would take care of me and make it right.

I was advised I would pay a monthly payment a reasonable one and the credit card fees would not cost me anything because the processing company would automatically take out before sending me my payments. When we started doing the paperwork Beau was communicating with me from his personal cell to my cell which made me uncomfortable, he then advise me after talking to the finance company and advising them that I did not have the equipment to tell them that I did. When the equipment came in we figured out that we could not utilize it. There are short cuts that they have to do to supposedly charge the 4% charge because its against some laws here in florida which I was not aware of until they told me. Around the same time I figured out that there were mutlitple amounts of money being taken out of my account by multiple companies that did not make sense to me. when I brought it to their attention they kept telling me they didnt knoiw why and gave me the run around. I spoke to many people, Beau, Justin, Colleen and finally to Todd McCartney who is the the Vice President. This happened for 2 months until I had to dispute the chatges and had my bank shut down any access to all of these companies. Thousands of dollars at a time. In one month they took out $5100.

Im now being told after things got ugly that I have multiple finance companies for 14 credit card terminals that I cannot use. I was receiving phone calls on my personal cell phone then harrassing texts from Mr McCartney threatening me. I have since found out that the equipment that I originally had that I advised my Beau to send back to Northern Leasing was never paid off and that I still owe over $15,000 to them and supposedly $57,000 plus for the Clover Units that I cannot use. I am being harrased by multiple companies and being told if I do not pay they will ruin my credit and sue me personally. How does this happen?? I am running nothing thru First Data Global so they will not make any monies on my transactions and Ihave retained an attorney to figure this out. How does a company do this? How do they supposedly get hundreds of thousands financed thru these companies for equipment that has no worth and they hold these small business's hostage? How is this legal?