- Report: #220588
Complaint Review: Washington Mutual - Marina California
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Author Confirmed
Why?
Washington Mutual
264 Reservation RoadFCCA1555, Marina, 93933 California, U.S.A.
Phone:
831-3848400
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Washington Mutual did not verify validity of american expresstravellers cheques making me a fraud victim Marina California
I took 6 $500 American Express Cheques to Washington Mutual on aug 1,2006 and bank officer Bobby Ruiz did not verify validity of the cheques with AMEX and carelessly gave me the cash of $2700 after depositing $300 as my commision into my savings account#.
On aug 2,2006 Western Union at UPS Store#0454 266F Reservation Road,Marina,Ca93933 sent the money 1,273,430 CFA FRANC=USA$2565.00 charges $135.00(totalling $2,700.00)to ADEYEMI AKEEB,15 Church Street,Porto Novo,Republic of Benin.on aug 7,2006 I was terrified that i lost my 2002-2006 savings of$2326.50 and got a negative balance of $711.87in my a/c.WaMu did not protect my savings nor my banking rights making me a fraud victim.
Since then till now i have been receiving threatening letters and phone calls that they will grab my pay-checks and for me to get an other job to pay up etc from ERSOLUTIONS Inc.800 SW 39th St,P.O.Box (004-Renton,WaA98057
debt Collector 800-8477-2460ext789>
As a 20months cancer survivor with a partime caregiving job I am merely surviving from paycheck to paycheck.
It took me 4 years to accumulate my savings that I lost in WaMu.Uncivilised WaMu and ERSolutions are unkindly bugging me since aug 7,2006 and they are unprofessionally forcing me to my grave anytime.
Mere
marina, California
U.S.A.
On aug 2,2006 Western Union at UPS Store#0454 266F Reservation Road,Marina,Ca93933 sent the money 1,273,430 CFA FRANC=USA$2565.00 charges $135.00(totalling $2,700.00)to ADEYEMI AKEEB,15 Church Street,Porto Novo,Republic of Benin.on aug 7,2006 I was terrified that i lost my 2002-2006 savings of$2326.50 and got a negative balance of $711.87in my a/c.WaMu did not protect my savings nor my banking rights making me a fraud victim.
Since then till now i have been receiving threatening letters and phone calls that they will grab my pay-checks and for me to get an other job to pay up etc from ERSOLUTIONS Inc.800 SW 39th St,P.O.Box (004-Renton,WaA98057
debt Collector 800-8477-2460ext789>
As a 20months cancer survivor with a partime caregiving job I am merely surviving from paycheck to paycheck.
It took me 4 years to accumulate my savings that I lost in WaMu.Uncivilised WaMu and ERSolutions are unkindly bugging me since aug 7,2006 and they are unprofessionally forcing me to my grave anytime.
Mere
marina, California
U.S.A.
3 Updates & Rebuttals
Steve
Bradenton,Florida,
U.S.A.
Mere, WAMU did nothing wrong. You ripped yourself off!
#2Consumer Suggestion
Wed, November 15, 2006
Mere, I'm sorry to hear you got ripped off, but this scam is all too common and people just have to use common sense and understand that there is no such thing as free money. Think about this with logical perspective. Why would someone who you do not know send you $3000? You could have just cashed the checks and kept the money. Why would anyone take this chance? AND, the Western Union thing is the first sign of a scam. NEVER send anyone money by Western Union unless you know them personally. How did they first contact you? Did you know them or do business with them prior to this? Who is ER Solutions? WAMU did nothing at all wrong here. You are legally responsible for anything you deposit and/or cash at your bank. It is not the banks responsibility to verify anything. And, it is not WAMU's responsibility to protect you from fraud. You have to apply common sense and protect yourself.
Steve
Cary,North Carolina,
U.S.A.
The commission was for??
#3Consumer Comment
Wed, November 15, 2006
Are you supposed to be a North American payment agent for some foreign company? That is definitely a scam. Who is ERSolutions?
Dave
New Westminster,British Columbia,
Canada
Who gave you the Travellers Cheques?
#4Consumer Suggestion
Wed, November 15, 2006
I think the real villian here is whoever gave you the travellers cheques in the first place. They were probably stolen and they used your bank account to launder them. Be glad you only got a negative bank balance and not criminal charges. When you cashed them, they were valid. The mistake was taking cash and sending it (Western Union per chance?) instead of waiting for AMEX to clear the check. File a complaint with FTC -- you can do that online. If you gave any information to this person, watch your back. Amex might also want to know your side of the story. They probably replaced those checks to the rightful owner and might want to go after the 419 offender. (Search google for 419 Fraud to learn more about what has befallen you.)
