1, Report:
#928517
Posted Date:
Aug 19 2012
FIrst National LLC Legacy Visa, First National Credit Card Used payment insurance fraud tactics. Came up with a weak excuse not to honor an insurance claim. Sioux Falls, South Dakota
I paid my credit card bill along with a job loss insurance premium on time for this credit card for two years. I unfortunately was layed off from job. I subsequently and filed a job loss claim with ALL my credit card including my Legacy Visa card with First Nat...
Entity
FIrst National LLC
Categories: Credit & Debt Services
2, Report:
#767780
Posted Date:
May 15 2012
Legacy Visa First National Credit Card.com Received an Offer Fee's are Clearly Stated and so is Credit Limit Sioux Falls, South Dakota
I received an offer for a card,Legacy Visa, and decided to take them up on the offer.I understand that the annual fee is $75 dollars. The APR is 29.9%. I know that this is pretty expensive.But lets face it,if I had good credit I'd have an Amex card. I intend to keep you folks posted...
Entity
Legacy Visa
Categories: Credit Card Processing (ACH) Companies
3, Report:
#174822
Posted Date:
Apr 24 2012
![](https://www.ripoffreports.com/report-images/45*34/docs/a080a897-508f-4486-aa6c-d0e99c42c01c.png)
Legacy Visa First National Credit Card CCS ripoff SIOUX FALLS South Dakota
I Applied for this credit card in the mail. to fix my credit up..a cpl weeks later without even using it i was billed almost 200.00 my limit was only 250 .. when i called them they told me that was for activation. and fees. i have never used my card and i am still being billed late ...
Entity
First National Credit Card
Categories: Cross-Border Scams
4, Report:
#686088
Posted Date:
Jan 24 2011
Legacy Visa First National Credit Card - Sits on Electronic Payments Received until AFTER due dateto Charge Late Fees - Sioux Falls, South Dakota
New name... old tricks?
Like many out there, seeking to rebuild credit after a job loss. So I understand and accept the low credit line and high annual fees and interest rates (with intent to pay balance in full each month to avoid the 29.9% APR). Didn't think a late fee would be a...
Entity
Legacy Visa
Categories: Banks
5, Report:
#320444
Posted Date:
Mar 24 2008
Legacy Visa, First National Credit Card Unexpected Charges Legacy Visa, First National Credit Card ripoff Sioux Falls South Dakota
On 08/2007 I received and accepted a credit card offer from First National Bank for a Legacy card. NO monthly fee, NO annual fee, 0% interest rate till 08.2008, NO balance transfer fee was clearly printed on invitation . The card came five days later, the CARD ONLY with NO ACTIVA...
Entity
Legacy Visa, First National Credit Card Unexpected Charges
Categories: Credit Card Fraud
6, Report:
#314979
Posted Date:
Mar 05 2008
Legacy Visa, First National Credit Card Additional charges after paying balance in full ,closed account Sioux Falls South Dakota
First, I was fully aware of the high charges when I obtained this card. I do not dispute them. I got this card to help me through a tough time while I resolved my credit issues. Once I was comfortable with my credit again, I called and cancelled my card (12/07). January of 2008 I ph...
Entity
Legacy Visa
Categories: Credit Card Fraud
7, Report:
#248601
Posted Date:
May 14 2007
Legacy Visa, First National Credit Card dishonest ripoff fraudulent billing practices, excessive fees Sioux Falls South Dakota
5.14.07
Today I received a bill from this rip off outfit for credit line of $250 Visa.
The fees were $180! What a ripoff.
The bigger thing is I did not apply for this card nor have this card.
I have sent a nice letter that again I have to pay $0.41 to refute this nonsense.
I ...
Entity
Legacy Visa, First National Credit Card
Categories: Corrupt Companies
8, Report:
#106105
Posted Date:
Aug 30 2004
Legacy Visa - First National Credit Card ripoff 4-weeks after applying I received a statement for $175.00 I had not even received a credit card Omaha Nebraska
I applied for a credit card (visa) through Leagacy Visa c/o First National Credit Card. I paid the $9.00 charge for the card and 4-weeks later received a statement for $175.00. I had not even received a credit card. I called customer service who stated I would receive my card in 3-4...
Entity
Legacy Visa - First National Credit Card
Categories: Credit & Debt Services
9, Report:
#88573
Posted Date:
Apr 22 2004
Legacy Visa - First National Credit Card ripoff fraudulent billing Sioux Falls South Dakota
I recently received a credit card through Legacy Visa. With my new card came a bill with the payment due by May 7th. I just received the card Monday the 19th. On my bill they charged processing fees of $175.00. When I filled out an application in writing to apply for the visa ca...
Entity
First National Credit Card
Categories: Credit Card Processing (ACH) Companies
10, Report:
#70126
Posted Date:
Oct 26 2003
Legacy Visa ripoff Sioux Falls South Dakota
After being charged excessive fees and interest, I decided to pay them off. I even sent 56.oo too much in error. They suspended my charging priveleges for 15 days because I paid them more than 399.00. I sent 500.00. This was a bank money order. They said that is their policy. So,...
Entity
Legacy Visa - First National Credit
Categories: Credit Card Processing (ACH) Companies
11, Report:
#52712
Posted Date:
Apr 13 2003
Royal Legacy Visa / First National Credit Card, Inc. / First National Bank Negligent & Usurious Practices; Refuses to Investigate Fraud; Violated Fair Credit Reporting Act Sioux Falls South Dakota
This company failed to disclose all of its hidden charges and fees.
I was in the middle of moving when they issued me a card and mailed it to my old address ... PRE-ACTIVATED, i.e.: ready to use, no verification required.
Someone (I presume the occupant of my old apartment) ch...
Entity
First National Credit Card, Inc.
Categories: Credit & Debt Services