181, Report:
#103556
Posted Date:
Aug 14 2004
Capital One membership annual fee ripoff Richmond Virginia
Their website clearly states (http://apply2.capitalone.com/8090/1-724/disclosures.jsp?s=08090001724XXCO31XX1PLATMCXXXX) that for their Platinum M/C there is no annual / membership fee. I applied online and received my card a week later (June 2004). It had only a $500 limit so I ca...
Entity
Capital One
Categories: Credit Card Fraud
182, Report:
#102054
Posted Date:
Aug 08 2004
Capital One Auto Finance ripoff; electronically took extra payment after payoff; won't return $ Internet
I paid my account in full on 6-18-04 and the company still drafted an extra payment of $384.52 on 6-21-04. At this time the account history showed this transaction.
I contacted Christine, the supervisor, and she had me fax a copy of my bank statement showing the debit and a cov...
Entity
Capital One Auto Finance
Categories: Car Financing
183, Report:
#21812
Posted Date:
Dec 03 2003
Capital One Credit reports only high credit balance as credit limit on credit report not actual credit limit consumer rip-off fraud Richmond Virginia
Most credit card companies report your credit limit in your credit file. If they give you a $5000 credit limit, they report that. But CapitalOne is different, the have a policy that is not only frustrating and different, but it actaully lowers your credit score!
I am trying to re...
Entity
CapitalOne Credit
Categories: Credit & Debt Services
184, Report:
#73799
Posted Date:
Dec 02 2003
CapitalOne Auto Finance Bait and Switch San Diego California
I submitted an auto loan application through Lending Tree online. First they pulled the wrong credit report and then initially offered a 4.25 percent interest rate. After correcting them on my credit, they changed their offer to an 11% rate. I have perfect credit, no Bankruptcies or...
Entity
CapitalOne Auto Finance
Categories: Banks
185, Report:
#48302
Posted Date:
Jun 17 2003
Capital One Gold Visa abused & mistreated They're schizophrenic! They're nuts. Just run away from them as fast as you can. Richmond, Virginia
For about a year I kept receiving junk mail from CapitalOne as part of their pre-approved credit card program. They kept after me to open a Gold Visa Account with a high limit of $2,000.00. I finally agreed.
They sent me my card and began charging me a $6 per month account mainte...
Entity
Capital One Gold Visa
Categories: Credit & Debt Services
186, Report:
#49728
Posted Date:
Jun 12 2003
Capital One rip-off swindlers Richmond Virginia
I received a pre-approved offer from Captitalone in 2002. It was for $7500.00 and the APR 14.90%, which was cheaper than the cards we had.
I transfered the balances to the capitalone card.
Then the fun began. The bill for Jul-aug showed a charge for $29.00 for Overlimit fee,...
Entity
Capital One
Categories: Credit & Debt Services
187, Report:
#33541
Posted Date:
Oct 27 2002
XBILLCO.COM ripoff consumer rip-off fraud Internet
Hi...
This is to inform that I received a bill statement from Xbillco.com charging money in my CapitalOne Credit card account for services not asked, and not given to me.
Luis
Atlanta, Georgia
Entity
www.XBILLCO.COM
Categories: Corrupt Companies
188, Report:
#1034222
Posted Date:
Aug 17 2002
Capital First, Heartland Insurance some flaming long distance phone service 0% interest Mastercard Phone Telemarketers RIP-OFF SCAM fraudulent business Miami Florida
I got off work this evening, 8/16/02 and at 6:15pm got a call from Capital First. The guy, John, ID# 601, had said I had been pre-approved for a special offer MasterCard with a credit limit of $1500-$2500 with 0% interest for the life of the card all for a mere $29.95 application p...
Entity
Capital First
Categories: Credit & Debt Services
189, Report:
#1217
Posted Date:
Jul 02 2002
Misrepresentation
I was wondering how a company such as a credit card company can say that you are pre approved and then turn you down, such as capital one has just indicated to me. Not that I need their card or even want it now. The point is, is this not misrepresentation of their product and is...
Entity
CapitalOne
Categories: Credit & Debt Services
190, Report:
#23477
Posted Date:
Jun 27 2002
NEXTCARD bad faith business practices deceptive company Internet Internet
Nextcard issued us a credit card with a $4800 limit. It was close to Christmas and we had just moved so started using it. They changed our credit limit down to $3700 with no notice. I called to ask why and they stated they had the right to do so. I have never heard of a company ...
Entity
NEXTCARD
Categories: Credit & Debt Services