Square trade protection plans are a SCAM & A RIPOFF!!!! Square trade protection plan starts 1st year you have product even though you have manufacturer warranty coverage the ist year. Square trade STEALS the cost of 1st year coverage & the coverage from their customers by taking a FREE RIDE on manufacturer warranty the 1st year. Bought (2) 3 year protection plans & got SCREWED out of 2 years coverage cost & the coverage. Square Trade ia a SKUNK that needs to be turned into ROAD KILL. Russ B 314-xxx-xxxx (((REDACTED)))