I applied on line for a pay day loan to 200cash.com and they took 19.00 fee out pf my account but I never got the loan and now they are calling and threatening me and say that I can never deposit any money in my bank account or they will take it and that they are going to garnish my wages, and report me to the credit agents, and contact my employer and everything. I am so upset they will not stop calling and they wont listen to me when I tell them I did not get the loan. I dont know what to do. Please help.Thank you