Brett
Fulton,#2Consumer Comment
Sun, July 29, 2007
Lizzie, I just wanted you and other people to know that there are other options for borrowing money instead of using these loan sharks. A lot of people do not know it, but a lot of credit unions are now offering pay day loans at a lower interest rate and without the fee. Also, if you have a vehicle that is free and clear and it falls within the credit unions lending guidelines, you could get a loan against it. You can also apply for what is called a KWIK loan. The way this works is, you will have an available balance and if and when you need money, you would take an advance on the balance. You would then make montly payments (ususally $30 per thousand loaned) against the KWIK loan. The interest rate for this type of loan will be slightly higher than an auto loan because it is an unsecured loan, but I can gurantee it will be better than these loan sharks. I do not know what you credit is like, and I am not going to say that you would get approved, but you may be suprised and what a credit union can do for you. If you are not a member of one, I would suggest looking into credit unions in your area and see if you can join. If you have any community credit unions in your area, then you are eligable, if not then it would most likely be employer based. For most credit unions you will need to have a savings account with a minimum amount in it. The 2 that I worked only required $5 in the account, but other credit unions have different guidelines. The one good thing about credit unions is, they are member based and they do care about their members. Good luck to you.
Lizzy
Orlando,#3Author of original report
Sat, July 28, 2007
I cannot believe the level of unprofessionalism this person from 300cash.com portrays. This company's owners obviously need to get a REAL job and find another way to STOP ripping the American public OFF!!! Payday loan companies are supposed to be a means of people with bad credit to be given a chance to obtain emergency funds, not a means to be ripped off and then publicly humiliated! Get some morals and business ethics 300cash.com, you'll be burning in HELL for all of your sins and for ripping off innocent people! Rember, God is watching and he doesn't like UGLY...
Brett
Fulton,#4Consumer Comment
Sat, July 28, 2007
I have worked in loans and I think that it is sad that the representative of this company decided to give us details on her loan. Who cares if her name is not what she stated it has nothing to do with what she was reporting. Also, telling everyone that she was denied has nothing to do with it. It just shows that your company has no descretion to your customers. All you have done is shown that your company does not hold your customers personal information private, and by putting these details in your response, for the world to see, is a negative inpact on your company.
300
Nationwide,#5UPDATE Employee
Fri, July 27, 2007
You submitted the application and agreed to the terms and conditions and authorization to pay the application fee; which your bank has confirmed and accepted your information. Your application has been documented and can be provided to anyone that requests it. Some people have signed fraud statements with their banks. We have prosecuted them for fraud resulting in the collection of several thousand dollars. (Submitting their application then later they sign a document with their bank saying they didn't authorize the fee - when in fact they did and we have a record of it!!) By the way,, your name is Martha.. not Lizzy,, and you live in Florida not Connecticut. These falsehoods could be some of the reasons your application was denied. We have also reported your false information to the credit bureau. Good luck in your search for financial assistance.