Caitlin
Rio Rancho,#2Consumer Comment
Fri, July 20, 2007
I have done all the things you have done, but with less success. I have now received a collection letter from Coface Collections in Louisiana threatening me. I too, have a tiny income and my husband is on a fixed income. Bank accounts are closed, letters to AGs in NM, TX and MI have gone out - none of those agencies seem interested in assisting me. What's a girl to do?
Craig
Richmond,#3Author of original report
Tue, July 17, 2007
Well, it is now over 60 days since I have made all of my complaints to the different AGs in their respective states, BBB, FTC, and to the individual companies involved with copies of my complaints to the above. They since only tried to draft my old checking account one time and received a message from the bank that the account is closed. I also notified both Startup Essentials and A-1 Leasing that neither is licensed to do business in the state of Virginia as per the State Corporation Commission and therefore all contracts are null and void. I instructed A-1 Leasing to "assign" the contract back to Startup Essentials and to apply "full recourse" against Startup Essentials for all funds dispursed and their collection of same. I have not heard anything from any parties. Plus I understand that they will not be able to post any type of negative notification on my Credit Bureau Reports as I have listed them a fraudulent companies. I look at this as no news is good news. I have in my back pocket on last resort is they should try and take action against me. With my attorney's assistance I will file individual suites against the people I have delt with including the original salesman, his supervisor, and the contact at A-1 Leasing. Sueing them as individuals would ruin them financially and I would ask for punitive judgements of $100K each. To settle out of court I would accept termination of my lease contract and removal of any derogitory remarks on my credit reports. Time will tell but I think they got the message and just gave up on me because I really had my act together. I haven't received the first phone call, certified letter, or mark on my credit bureau report. So I don't plan on taking any other action unless they throw the first blow.
Caitlin
Rio Rancho,#4Consumer Comment
Tue, July 17, 2007
Hi there! I have filed Report: #261374 today. I've done everything that you have done, including filing a complaint with the FCC. The AG in my state said that they could not help me, even though they told me to file this report anyway. Sadly, my attorney thinks that I might as well have given A-1 my first-born along with that d***d contract. Before I go negotiating with the devils, I wanted to know what the latest is with your case.
Craig
Richmond,#5Author of original report
Wed, May 30, 2007
I have now completed, mailed return receipt certified mail, and gotten confirmations back from the credit bureaus, Attorneys Gernerals, BBBs, and FTC. I also have confirmation of receipt of returned laptop to Startup Essentials, via UPS which I included a copy in my Final Termination letter to A-1 Leasing letting them know to "assign" the lease to Startup Essentials and to file for "full recourse" on the contract collecting any funds due or disbursements from National Business Advisors and/or Startup Essentials. Copies of the above letter were also sent to Startup Essentials for verifiecation. Next step is to wait to see what they try to do at which time I will have my own attorney step in. I did learn that none of the involved companies is registered to due business in the state of Virginia which adds severe clout to my charges of fraud. Craig Richmond, VA
Craig
Richmond,#6Author of original report
Thu, May 24, 2007
I have now filed with the AGs in Michigan, Texas, and my own state of Virginia including a copy of the A-1 Leasing contract, my letter of termination of the lease and closing of the account due to fruad and compliscity with Startup Essentials and National Business Advisors. The Michigan BBB would not investigate my complaint due to the fact that it is a contract dispute. Virginia BBB would not accept a complaint because the companies involved are not in Virginia. Texas did accept and will investigate my complaints against Startup Essentials and National Business Advisors. I have packed up and shipped my laptop back to Startup Essentials as they are the Vendor in this case. I included a letter of termination for my account and advised them not to send the laptop back because any unsolicited merchandise received by a resident of Virginia is considered a "gift" under Virginia law. To my regret I found the documentation for Startup Essentials the listed my checking account information, SSN, and DOB. I have since closed the checking account and filed a fraud complaint with my bank and they indicate I should get two months worth of payments, $134.35, redeposited into my account and they will pursue A-1 Leasing. In sending the laptop back I have completed a necessary legal step per my attorney, where by I will send another termination of lease letter to A-1 Leasing with a copy of the confirmation of delivery to Startup Essentials. They will be advised to "assign" the lease back to Startup Essentials and apply for "full recourse" against them for recovery of any and all funds. Since the lease is in my name only, I have bad and/or no credit to my personal name except for a bankruptcy in 2000. I'm on total disability, homebound, and on Social Security only for income. Everything else is in my wife's name as financial institutions are not suppose to count and allow Social Security income as income for application purposes. Again, I have a local personal homebased business oriented attorney helping me on this case. I would also suggest that anyone in this situation with the listed parties to contact leasebreaker on Google and see what guidance they can offer. They've been a great help to me. If anyone knows of any class action suites pending against any of these companies, please let me know so I can become a party to them.
Craig
Richmond,#7Author of original report
Thu, May 24, 2007
I have now filed with the AGs in Michigan, Texas, and my own state of Virginia including a copy of the A-1 Leasing contract, my letter of termination of the lease and closing of the account due to fruad and compliscity with Startup Essentials and National Business Advisors. The Michigan BBB would not investigate my complaint due to the fact that it is a contract dispute. Virginia BBB would not accept a complaint because the companies involved are not in Virginia. Texas did accept and will investigate my complaints against Startup Essentials and National Business Advisors. I have packed up and shipped my laptop back to Startup Essentials as they are the Vendor in this case. I included a letter of termination for my account and advised them not to send the laptop back because any unsolicited merchandise received by a resident of Virginia is considered a "gift" under Virginia law. To my regret I found the documentation for Startup Essentials the listed my checking account information, SSN, and DOB. I have since closed the checking account and filed a fraud complaint with my bank and they indicate I should get two months worth of payments, $134.35, redeposited into my account and they will pursue A-1 Leasing. In sending the laptop back I have completed a necessary legal step per my attorney, where by I will send another termination of lease letter to A-1 Leasing with a copy of the confirmation of delivery to Startup Essentials. They will be advised to "assign" the lease back to Startup Essentials and apply for "full recourse" against them for recovery of any and all funds. Since the lease is in my name only, I have bad and/or no credit to my personal name except for a bankruptcy in 2000. I'm on total disability, homebound, and on Social Security only for income. Everything else is in my wife's name as financial institutions are not suppose to count and allow Social Security income as income for application purposes. Again, I have a local personal homebased business oriented attorney helping me on this case. I would also suggest that anyone in this situation with the listed parties to contact leasebreaker on Google and see what guidance they can offer. They've been a great help to me. If anyone knows of any class action suites pending against any of these companies, please let me know so I can become a party to them.