Speedy Cash, whose collection agency is Ad Astra (both located in Wichita, KS) will not respond regarding a debt collection I am disputing. I am attempting to avoid Arbitration pursuant to the contract, which is highly favorable to me. Meanwhile, they are damaging my credit. If you also have a Speedy Cash loan problem, utilize the contract! https://secure.speedycash.com/localizedcontent.axd?content=AppSubmit_ArbitrationAgreement Ad Astra can resolve this issue by contacting me, as I have sent numerous faxes and letters, certified. I will update this posting with the outcome for other consumers to learn from.