My wife received a collections letter from afni in Bloomington, Illinois claiming she owes Direct TV almost $400.00. We currently do use Direct TV's services, this part is true, but we are in good standing with Direct TV. The company afni needs to be reported to the Federal Bureau of Investigations as they are criminally creating false collection reports of debts owed and trying to strongarm innocent people into paying Discounted Payment Offers, which they do not owe in a SCAM to collect money. I have also heard (don't quote me on this) that afni will also report to the credit-reporting agencies these false debts owed and ruin credit.