I received a Settlement Offer for 70% of a balance to ATT uverse that I didn't owe in the first place. I noticed there was no email address and the form seemed weird. For instance the remitting envelope had two different addresses, one in IL and return address in California(?). I called and was on indefinite suspension with music and a cheesy recording. I was googling afni while I was on the phone and discovered it is a scam. I hung up immediately when I read don't call them and give them your phone number! This site really works it has saved me twice from scams.