John
Louisville,#2Consumer Comment
Tue, October 30, 2007
You've done all the right things here....This is a bad situation. As a last step prior to seeking an attorney...I would send another set of Registered Letters with Return Receipt to the credit bureaus with a note stating: "This verification of the alledged debt is incorrect. This erroneous notation is needlessly damaging my credit and I intend to take action under the Fair Credit Reporting Act. I am requesting all writing communication between AFNI and your firm which led to the verification of this alleged debt. Please provide copies of signed loan applications and a detailed billing summary for this alleged debt. If the response to this request is a form letter stating that this request is "frivolous," this letter will be documented as a refusal to provide documentary evidence of this alleged debt and I will take further action per my rights under the Fair Credit Reporting Act." ==================== If this doesn't work, it's time to see an attorney who specializes in Fair Credit Reporting Act violations.
John
Louisville,#3Consumer Comment
Tue, October 30, 2007
You've done all the right things here....This is a bad situation. As a last step prior to seeking an attorney...I would send another set of Registered Letters with Return Receipt to the credit bureaus with a note stating: "This verification of the alledged debt is incorrect. This erroneous notation is needlessly damaging my credit and I intend to take action under the Fair Credit Reporting Act. I am requesting all writing communication between AFNI and your firm which led to the verification of this alleged debt. Please provide copies of signed loan applications and a detailed billing summary for this alleged debt. If the response to this request is a form letter stating that this request is "frivolous," this letter will be documented as a refusal to provide documentary evidence of this alleged debt and I will take further action per my rights under the Fair Credit Reporting Act." ==================== If this doesn't work, it's time to see an attorney who specializes in Fair Credit Reporting Act violations.
John
Louisville,#4Consumer Comment
Tue, October 30, 2007
You've done all the right things here....This is a bad situation. As a last step prior to seeking an attorney...I would send another set of Registered Letters with Return Receipt to the credit bureaus with a note stating: "This verification of the alledged debt is incorrect. This erroneous notation is needlessly damaging my credit and I intend to take action under the Fair Credit Reporting Act. I am requesting all writing communication between AFNI and your firm which led to the verification of this alleged debt. Please provide copies of signed loan applications and a detailed billing summary for this alleged debt. If the response to this request is a form letter stating that this request is "frivolous," this letter will be documented as a refusal to provide documentary evidence of this alleged debt and I will take further action per my rights under the Fair Credit Reporting Act." ==================== If this doesn't work, it's time to see an attorney who specializes in Fair Credit Reporting Act violations.
John
Louisville,#5Consumer Comment
Tue, October 30, 2007
You've done all the right things here....This is a bad situation. As a last step prior to seeking an attorney...I would send another set of Registered Letters with Return Receipt to the credit bureaus with a note stating: "This verification of the alledged debt is incorrect. This erroneous notation is needlessly damaging my credit and I intend to take action under the Fair Credit Reporting Act. I am requesting all writing communication between AFNI and your firm which led to the verification of this alleged debt. Please provide copies of signed loan applications and a detailed billing summary for this alleged debt. If the response to this request is a form letter stating that this request is "frivolous," this letter will be documented as a refusal to provide documentary evidence of this alleged debt and I will take further action per my rights under the Fair Credit Reporting Act." ==================== If this doesn't work, it's time to see an attorney who specializes in Fair Credit Reporting Act violations.
Monique
Spartanburg,#6Consumer Comment
Tue, October 30, 2007
i would call charter and speak with them.my mom put cable into my name when i was 15 and i didn't find out about it until i tried to get my own cable.i had to call charter to get the debt removed from credit and now i have cable.
Monique
Spartanburg,#7Consumer Comment
Tue, October 30, 2007
i would call charter and speak with them.my mom put cable into my name when i was 15 and i didn't find out about it until i tried to get my own cable.i had to call charter to get the debt removed from credit and now i have cable.
Monique
Spartanburg,#8Consumer Comment
Tue, October 30, 2007
i would call charter and speak with them.my mom put cable into my name when i was 15 and i didn't find out about it until i tried to get my own cable.i had to call charter to get the debt removed from credit and now i have cable.
Monique
Spartanburg,#9Consumer Comment
Tue, October 30, 2007
i would call charter and speak with them.my mom put cable into my name when i was 15 and i didn't find out about it until i tried to get my own cable.i had to call charter to get the debt removed from credit and now i have cable.