Steve
Bradenton,#2Consumer Comment
Sat, June 21, 2008
Frank, It seems that you have it under control. I'm glad to see someone stick it to them. You knew right away you were dealing with morons, and acted accordingly. I just love the "professional debt collector" rebuttal here [below]. This "professional" debtor does not know that the FDCPA only applies to individuals and consumer debt, NOT corporate debt/business accounts. This "professional" also does not know how to spell or capitalize, etc. and refers to the FDCPA's CEASE COMMUNICATION REQUEST as a "cease & desist" request, and even mis-spelled that! Then she goes on to suggest "registered" mail, obviously not even knowing what registered mail really is. Certified mail / return reciept requested is the way to send those requests, NOT registered mail. It's best to not even have communications with these morons. File the FTC complaints for the illegal threats. Do this online in about 2 minutes. >>> Submitted: 6/20/2008 9:54:12 PM Modified: 6/20/2008 11:30:08 PM Catherine Florissant, Missouri U.S.A. illegal practices I am a professional debt collector. I myself have alot of debt but none the less it is against FDCPA to threaten a consumer by any means. The Federal Trade Commission (FTC) regulates 3rd party collection companies. You can google FDCPA also what I would recomend is writting whats called a ceist and desist letter and have it sent registered mail (where the company has to sign that they recieved it) also keep a copy for yourself also document any and every call u take from this company. save all voice mails and answering machine messages also file a complaint with the attorney general and bbb in ur state. hope this is helpful and remember not all debt collectors are rude and unhelpful and not all companies will put with with this type of behavior. >>>
Catherine
Florissant,#3Consumer Suggestion
Sat, June 21, 2008
I am a professional debt collector. I myself have alot of debt but none the less it is against FDCPA to threaten a consumer by any means. The Federal Trade Commission (FTC) regulates 3rd party collection companies. You can google FDCPA also what I would recomend is writting whats called a ceist and desist letter and have it sent registered mail (where the company has to sign that they recieved it) also keep a copy for yourself also document any and every call u take from this company. save all voice mails and answering machine messages also file a complaint with the attorney general and bbb in ur state. hope this is helpful and remember not all debt collectors are rude and unhelpful and not all companies will put with with this type of behavior.