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AM CHECHOLDERS ripoff FALSE ARREST consumer rip-off fraud CHALMETTE, Louisiana
I FOUND MY SELF IN A BAD SITUATION AND PAYDAY LOANS SEEMED TO BE A MEANS TO AN END.
I KEPT SEVERAL GOING FOR A VERY LONG TIME AND THE COMPANY MAD LOTS OK MONEY OFF OF ME.
I SEEMD TO BE THEIR BEST CUSTOMER.
AT SOME POINT I LOST MY JOB AND WENT TO THIS PARTICULAR STORE TO NOTIFY THEM BECAUSE I WAS GOING IN EVERY TO WEEKS PAYING THEM MONEY TO RENEW THE LOAN AND THIS WAS NOT MAKING THE LOAN GO DOWN IT ONLY RENEWED THE LOAN.
WHEN I EXPLAINED TO THEM THAT I COULD NOT LONGER AFFORED TO RENEW THE LOAN AND ASKED THEM TO PLEASE CONSIDER HOW MUCH THEY HAD MADE OFF OF ME AND GIVE ME A CHANCE TO PAY OFF THE CHECK IN PAYMENTS.
NO RENEW BUT TO LET MY MONEY GO TOWARD PAYING THE LOAN OUT.
I WAS TOLD THAT THEY HAD TO PROCESS THE CHECK ANYWAY BUT THAT THEY WOULD PUT ME ON A PAYMENT PLAN.
I PAID ON THE LOAN AND THOUGHT I HAD PAID IT OUT.
THIS WAS IN 1998. ON SEPTEMBER 18, 2002 I WAS STOPPED FOR A TRAFFIC VIOLATON AND THE POLICE OFFICER NOTIFID ME THAT I HAD A ARREST WARRENT FOR ISSUING WORTHLESS CHECKS. NEEDLESS TO SAY I WAS ARRESTED.
THIS WAS A FIRST TIME FOR ME SO I WAS HYSTERICAL!
I WAS DETAINED IN A JAIL UNTIL THE CHALMETTE SHERRIF OFFICE PICK ME UP FROM THE FIRST JAIL 12 HOURS LATER.
I HAD TO CALL MY JOB FROM THE JAIL, MY CHILDREN, PARENT AND HUSBAND FROM JAIL.
I WAS TRASPORTED TO CHALMETTE AND WENT BEFORE THE JUDGE. THE JUDGE SAW THAT I HAD NO PRIOR ARREST AND I TOLD HIM THAT I HAD PROOF THAT THIS PARTICULAR LOAN WAS PAID.
HE REALLY DID NOT WANT TO HEAR WHAT I HAD TO SAY AT THAT TIME BECUASE THIS WAS ONLY A HEARING.
SO HE RELEASED ME ON MY OWN R/R AND GAVE ME A COURT DATE.
I IMMEDIATLY WENT HOME AND FOUND MY RECEIPTS.
I CALLED THEM AND THEY SAID THAT I DID PAY TOWARD THE LOAN BUT DID NOT TOTALLY PAY IT OFF.
I ASKED THEM TO SEND THIS TO ME IN WRITING AND I WILL FOWARD TO THEM WHAT THEY SAY I OWE THEM.
I FULLY INTEND TO SUE THESE PEOPLE.
I HAVE BEEN HUMILIATED AND EMARRASED TO NO END.
I FEEL THAT THEY KNEW THAT THIS WAS A WORTHLESS CHECK BEFORE THEY PROCESSED IT BECAUSE I WENT TO THEM AND TOLD THEM THAT I LOST MY JOB. I
I ALSO FEEL THAT IF I DO OWE THEM ANY MORE THAN I PAID THEM THEN BECAUSE I DID ATTEMPT TO RESOLVE AND PAY THIS OFF IT MAY HAVE BEEN A COLLECTION AGENY ISSUE OR EVEN BRING ME TO COURT TO COLLECT THEIR MONEY BUT I DID NOT DESERVE TO BE ARRESTED.
I CAN NOT WAIT TO GO TO COURT I AM PRAYING THAT JUSTICE IS DONE ON THAT DAY SO THAT I CAN GO ON WITH MY NEXT ACTION.