Val
Lake Forest,#2Author of original report
Mon, October 31, 2005
After being spun around in circles by SBC, American Agencies, and Experian, I'm closer to having this removed from my history once and for all. After doing some research, it is slightly possible that it may not be American Agencies. I just noticed today (10/31/2005) that Experian thinks I lived at 4009 Live Oak St, Cudahy, CA at one time (which is not true...and I don't even know where it is!). When I called American Agencies to find out the details of the claim, (surprise, surprise) they have that phone bill going to none other than 4009 Live Oak St. They also gave me details of the dates (8/1/1998 - 3/30/2000) which is absolutely impossible. It is possible that someone stole my identification HOWEVER it is also possible that American Agencies was careless in attaching this account to MY name. I may never know. It does seem strange, though, that SBC (who boughtout Pacbell) has no past accounts with my SSN and American Agencies does. How is it that American Agencies knows more about me than the original account provider? Back to resolution ... when I called American Agencies, I refused to give them my home number or my current address, however I gave them an address where they can send a Fraud Package which contains an affidavit. They also requested a police report. I called Experian to remove the address and they also require a police report. So ... I called the police department (local! not 911!) and they sent a nice deputy to my door who helped me file the police report. (I get funny reactions when I say this happened in 1998 ... "and you're filing it now?") My next step is to send the affidavit to American Agencies and Experian along with the police report. After that, I'm told it will be removed. If its not, I'll have another update.