Complaint Review: American Credit Finders - Trimble Missouri

When I was in the mist of dealing with this company after already being ripped off once I sent him this to question him on the legitty of the company and until now after sending him $411.00 did I put it all together-it was probably around the same date that the rebuttal was placed by "Sally" that I had sent it-another rip off? Have I been taken once again?

I contacted this company back in April of 2005 by filling out an application on there website www.americancreditfinders.com. About a month later a man by the name of Justin tyler contacted me and said that had been approved for a 10,000, he said that i must send in 315.68 (he said that the payment that i was sending in was equal to my monthly paymnets)he said that my terms was 3yrs at 8.5%, and thats for the loan and some credit things (they was going to also fixed my credit. on june 16, 2005 i sent american credit finders 2 postal money orders one for 300 and the other for 15.68 I filled out the contract that they emailed me along with this payment justin told me that if sent in a check stub this would speed up the process and instead of 11-15dys it would take 6-9dys. he said that they would have to do a background check (to verify my identity) and then he would send me my contracted and i would have the money within 2 days A couple of weeks went passed and i talk to him frequently if i called he answered the phone when he didn't I sent him an email and he would always follow-up on my calls. i contacted justin about a week or two after I sent in my payment. i then told him that i went over my bills and that i would like to increase the amount to 16,000 he said that he contacted the bank and they said it was ok. he (justin tyler) said that i would have to send in another payment becasue i increased the loan amount, he said that it would be 505 dollars, but since i already sent in 315.68 that all i owed now was $190 On JUNE 30TH 2005 I MAILED IN MY LAST PAYMENT OF 190.00 THIS WAS PAID BY POSTAL MONEY ORDER. Justin had told me that the he the background check had came through and everything was ok. he said that they would mail me out the contract. well a week went by and I still haven't received it when i called jsutin i got no answer he didn't respond to my emails. After a week I told him io was going to the poloce thats when he responded. after that i called him from a 1800 # that i got from one of there support people on an online chat i called that number and i finally got him he told me that they sent it to my school address because that was the address i put on the orginal application, (back in april)But on the contract that i signed i put my permanet home address, nevertheless he said that he would remail it i gave him my work address since he assured it would be coming by a courier serices(like fedex or ups or postal express mail)this was on friday JULY 15TH, HE SAID IT WAS TO LATE TO SEND IT OUT ON FRIDAY AND HE WOULD SEND IT ON MONDAY JULY 18TH 2005. well monday the 18 came and went. i called he didn't answer, i contacted the online support and they gave me attitude, i asked them for a tracking number to prove that they sent the contract out to me,they have not done so. Justin began to send me nasty emails saying he know what he is doing, and basically stop hounding him. I then called my school to verify if any courier mail had come for me. they said that i didn't HAVE ANY MAIL FROM A COURIR OR EXPRESS MAIL SERVICE. THE ONLINE support people have a nasty attitude telling me that my loan is done. But i have yet to recieve a contract or a refund or my loan money. On Friday JULY 22 2005, JUST SENT ME AN EMAIL SAYING HE WILL SEND MY REFUND AFTER HE TRIES TO GET THE LOAN TO GO THROUGH, WHAT? JUSTIN TOLD ME I WAS ALREADY APPROVED FOR THE LOAN AND HE WAS SUPPOSE TO BE SENDING A PROMISSARY NOTE/ CONTRACT SO THAT I WILL BE ABLE TO GET THE LOAN, HE LIED. THEY ALSO CHANGE THERE PHONE NUMBERS THIS COMPANY IS A FRAUD DO NOT DO BUSINESS WITH THEM. The lady located in KANSAS CITY BY THE NAME OF KELLY, WHO SAYS THAT THEY CAN ONLY HELP THOSE WHO HAVEN'T ABUSED THERE CREDIT REPORT. THEN WHY DO THEY TELL YOU THEY CAN WORK WITH ANY CREDIT, AND THAT BAD CREDIT IS NOT A PROBLEM ALSO THIS LADY LIVES IN KANSAS CITY WHICH IS NOT TO FAR FROM TRIMBLE, SO MAYBE THAT'S THE REASON SHE GOT HER MONEY BECAUSE IT WOULD BE EASIER FOR HER TO GO AFTER THEM. PERSOANLLY I BELIEVE SHE IS LYING AND AN INSIDER FOR THERE CORPORATION TRYING TO MAKE THEMSELVES LOOK GOOD, ALSO AS OF TODAY, I HAVEN'T GOT MY REFUND, OR A CONTRACT, I ALSO HAD ALL MY MAIL FORWARDED TO ME FROM MY SCHOOL AND NOTHING FROM AMERICAN CREDIT FINDERS CAME. ALSO THIS COMPANY CLAIMS THERE BEEN IN BUSINESS FOR 9 YEARS, BUT THEY ONLY HAD THAT WEBSITE SINCE OCTOBER OF 2004 HERE IS SOME VALUABLE INFO ABOUT THEM Domain Name.......... americancreditfinders.com Creation Date........ 2004-09-10 Registration Date.... 2004-09-10 Expiry Date.......... 2005-09-10 Organisation Name.... Greg Atherton Organisation Address. PO Box 62 Organisation Address. Organisation Address. Trimble Organisation Address. 64492 Organisation Address. MO Organisation Address. UNITED STATES Admin Name........... American Credit Finders Admin Address........ PO Box 62 Admin Address........ Admin Address........ Trimble Admin Address........ 64492 Admin Address........ MO Admin Address........ UNITED STATES Admin Email.......... [email protected] Admin Phone.......... +1.8169856478 Admin Fax............ Tech Name............ YahooDomains TechContact Tech Address......... 701 First Ave. Tech Address......... Tech Address......... Sunnyvale Tech Address......... 94089 Tech Address......... CA Tech Address......... UNITED STATES Tech Email........... [email protected] Tech Phone........... +1.6198813096 Tech Fax............. +1.6198813010 Name Server.......... yns1.yahoo.com Name Server.......... yns2.yahoo.com AS YOU CAN SEE JUSTIN TYLER IS PROBALLY GREG ATHERTON, AS ONE VICTIM ALREADY SUGGESTED IF ANYONE FROM AMERICAN CREDIT FINDERS IS READING THIS IF I DON'T GET MY MONEY BY 7-29-05, I WILL FILE A LAWSUITE AGAINST THE COMPANY AND IT'S OWNERS

Hello I told you guys that i was going to update when i recieved more information. I changed my loan amount from 10,000 to 16,0000, and was told to send in additional $190, i did that. I was told from justin tyler that i would recieve my loan package within 6-9dys but it has been about a week in a half now. I called justin on yesterday and he told me that they sent it too my school address because that was the address i put on my orginal application i said ok, and i gave him my work address and he said that they will express mail it on this monday july 18th. I called my school and they told me that i did not have any courier mail. Also i would like to add that everytime i call i never get through, i called from a differant number and i still didn't get through, so i went to there website and did the online chat after which i got a 1800 number i called it and then i got through to justin tyler. and that's when he told me the things mentioned above. I will call again on the 18th to remind him to express mail it to me again at my work address, I am a college student and i really really need this money and i have kept everything i sent them. I PRAY TO GOD THAT I DO NOT GET SCAMMED. I WILL UPDATE THIS REPORT AGAIN ON NEXT FRIDAY.

Hello I told you guys that i was going to update when i recieved more information. I changed my loan amount from 10,000 to 16,0000, and was told to send in additional $190, i did that. I was told from justin tyler that i would recieve my loan package within 6-9dys but it has been about a week in a half now. I called justin on yesterday and he told me that they sent it too my school address because that was the address i put on my orginal application i said ok, and i gave him my work address and he said that they will express mail it on this monday july 18th. I called my school and they told me that i did not have any courier mail. Also i would like to add that everytime i call i never get through, i called from a differant number and i still didn't get through, so i went to there website and did the online chat after which i got a 1800 number i called it and then i got through to justin tyler. and that's when he told me the things mentioned above. I will call again on the 18th to remind him to express mail it to me again at my work address, I am a college student and i really really need this money and i have kept everything i sent them. I PRAY TO GOD THAT I DO NOT GET SCAMMED. I WILL UPDATE THIS REPORT AGAIN ON NEXT FRIDAY.

Hello I told you guys that i was going to update when i recieved more information. I changed my loan amount from 10,000 to 16,0000, and was told to send in additional $190, i did that. I was told from justin tyler that i would recieve my loan package within 6-9dys but it has been about a week in a half now. I called justin on yesterday and he told me that they sent it too my school address because that was the address i put on my orginal application i said ok, and i gave him my work address and he said that they will express mail it on this monday july 18th. I called my school and they told me that i did not have any courier mail. Also i would like to add that everytime i call i never get through, i called from a differant number and i still didn't get through, so i went to there website and did the online chat after which i got a 1800 number i called it and then i got through to justin tyler. and that's when he told me the things mentioned above. I will call again on the 18th to remind him to express mail it to me again at my work address, I am a college student and i really really need this money and i have kept everything i sent them. I PRAY TO GOD THAT I DO NOT GET SCAMMED. I WILL UPDATE THIS REPORT AGAIN ON NEXT FRIDAY.

Sometimes I feel that people just like to complain about companies that won't help them or they owe money too. When I was down and had no money in the bank, I was late on all of my bills and late 3 months on my rent and thought I was going to be evicted so many times and trying to explain to my landlord that the money would come in soon and I will pay it off. I have no family that I can turn to so I had to find someone that can help, after trying so many different companies I came across American credit Finders. I applied online and waited about a week before they returned my call. I thought that I was going to be denied but, then I was contacted by Greg and he told me all the things they do at American credit Finders and he could help me out. He told me I was pre-approved for 20,000 but I would have to put in 410.33 to get it started. I knew there was no way I could do something like that with so many bills do. Especially when he told me the loan in not even guaranteed. But, he did tell me about the refund policy that they have if the loan would not go through. He gave me 3 weeks to get the money together to send in. He told me it would take 11-15 days to get the loan. He ran a background check on me that was used by computer software not the FBI and I got the copy of it also. Now, I will be honest and say 11-15 days was not true, it took about 27 days to complete. But, after the long wait I received my contract and signed it. I faxed it back to the bank and was called the same day I had the funds deposited into my account on Monday and the funds posted Tuesday morning. Thanks to American credit Finders I am caught up on all my bills and they are slowly helping me re-build my credit. I am not saying that they help everyone but they do help some of us and I just wanted people to know that this is not a scam. Plus they do refunds and it says that on their website in bold print. Thank you