SPECIAL UPDATE Decmeber 8 2011: American Income Life remains committed to 100% customer satisfaction and has drastically improved their business processes over the years to better serve their customers. American Income Life is truly dedicated to making sure ALL customers are happy. American Income Life continues to show customer service is of the utmost importance and they currently have no complaints!
To date, American Income Life has addressed and resolved all reported complaints, which have always been resolved to the complete satisfaction of their customers. American Income Life proves to be among the top members of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program, as a Verified Safe Business.
American Income Life has remained actively engaged and improving the way they address customer service complaints. Rip-off Report has confirmed that American Income Life is no fraud, is not a scam and is of the highest integrity. As an active and current member of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever American Income Life remains committed to customer satisfaction and gets our top Verified Safe endorsement.
Business
New Jersey,#2UPDATE EX-employee responds
Thu, February 02, 2006
I posted this because I was taken in for a fool, not because I have anything against insurance agents. I am over 50 years old, my profession is a CISCO certified engineer. What business did AIL have calling me for a job anyway, it's rediculas. That may be true about never a name change if you say so. You can't believe everything you read(haha) Regardless, I expressed how I felt and I think some readers will get my point loud and clear. It's just my story and I hope it helps someone. I am not looking to put AIL out of business or cause ill feelings for other agents working hard. Take from it what you will. You yourself know who you are and how you do business. I realize the power of this web site and damage it could do so please remember that I am just expressing myself about my job experience as it was for me in New Jersey. It doesn't make all insurance people bad, AIL or not. Just takes a few bad apples to spoil the bunch, the rest of you will just have to live with it. But we are not children here, we know the difference. This was an employment scam because they were not forthcoming with all of the information required to make the salary they projected you could make. They missed most of the major details. It's like going to the doctors office for a diagnosis of a cancer, your left hanging for a month to figure out what it could really be. Here's another example: The trainer say if the client ask you on the phone if your selling anything, tell them No! That it would be the last thing you'll do" and you wouldn't be lying. I don't know :) you tell me is that a lie. I can't work or do business with people like that, but that's me. Call it what you want, I felt like a sucker, but I'm not going to pass judement on you all, it just wasn't for me.
Barbara
Cleveland,#3UPDATE Employee
Thu, February 02, 2006
No we were NOT Globe Life and switched our name. We've always been American Income Life.
Business
New Jersey,#4UPDATE EX-employee responds
Wed, February 01, 2006
Don't be ashamed if that's all you do to make a living is to selling life insurance. Do be ashamed if your recruiting other poor souls into a brighter future in hopes they will sell two policies before they burn out.... that's the AIL way ... So if your still working there doing that then your a scumbag and be ashamed of that. Honestly people don't scam other people and you know exactly what I am talking about. It is not necessary to rebuttal this one, there is nothing you can tell me or anyone about recruiting others to make your living while you dream on easy street. I was told I could make 80k to 120k the first year selling insurance. I find out it is to recruit others and get them to do the work while I count my money ...dream on..be ashamed. I think most of the people trying out AIL would be better served with a paper route. You would only have to deliver the Sunday paper. Now we are getting closer to an honest living.
Business
New Jersey,#5UPDATE EX-employee responds
Wed, February 01, 2006
Don't be ashamed if that's all you do to make a living is to selling life insurance. Do be ashamed if your recruiting other poor souls into a brighter future in hopes they will sell two policies before they burn out.... that's the AIL way ... So if your still working there doing that then your a scumbag and be ashamed of that. Honestly people don't scam other people and you know exactly what I am talking about. It is not necessary to rebuttal this one, there is nothing you can tell me or anyone about recruiting others to make your living while you dream on easy street. I was told I could make 80k to 120k the first year selling insurance. I find out it is to recruit others and get them to do the work while I count my money ...dream on..be ashamed. I think most of the people trying out AIL would be better served with a paper route. You would only have to deliver the Sunday paper. Now we are getting closer to an honest living.
Business
New Jersey,#6UPDATE EX-employee responds
Wed, February 01, 2006
Don't be ashamed if that's all you do to make a living is to selling life insurance. Do be ashamed if your recruiting other poor souls into a brighter future in hopes they will sell two policies before they burn out.... that's the AIL way ... So if your still working there doing that then your a scumbag and be ashamed of that. Honestly people don't scam other people and you know exactly what I am talking about. It is not necessary to rebuttal this one, there is nothing you can tell me or anyone about recruiting others to make your living while you dream on easy street. I was told I could make 80k to 120k the first year selling insurance. I find out it is to recruit others and get them to do the work while I count my money ...dream on..be ashamed. I think most of the people trying out AIL would be better served with a paper route. You would only have to deliver the Sunday paper. Now we are getting closer to an honest living.
Business
New Jersey,#7UPDATE EX-employee responds
Wed, February 01, 2006
Don't be ashamed if that's all you do to make a living is to selling life insurance. Do be ashamed if your recruiting other poor souls into a brighter future in hopes they will sell two policies before they burn out.... that's the AIL way ... So if your still working there doing that then your a scumbag and be ashamed of that. Honestly people don't scam other people and you know exactly what I am talking about. It is not necessary to rebuttal this one, there is nothing you can tell me or anyone about recruiting others to make your living while you dream on easy street. I was told I could make 80k to 120k the first year selling insurance. I find out it is to recruit others and get them to do the work while I count my money ...dream on..be ashamed. I think most of the people trying out AIL would be better served with a paper route. You would only have to deliver the Sunday paper. Now we are getting closer to an honest living.
Ings
Burnaby,#8UPDATE Employee
Wed, February 01, 2006
I am ashamed to say i work for this company, but if you're to blame someone, it's not the agents that are at fault, it's the company that manages it. I cant say this for all though, i realized that there are some agents out there that ruin the name "insurance agent" , but then there's a few in every company. There are things that i am against, everything from asking the member to offer referrals, to forced selling. I am against the script, and everything in it, i will only offer a client something that i will buy myself, so that means accidental, sickness, cancer if they need it, and a small amount of WL to cover for their funeral expenses. I hate how everyone looks at me like a sleezy salesperson, im out there working to support myself and family, is that really that bad? im not out there to scam anyone, i cant help it if some of our rates are high, i wish they were lower too! i was browsing other insurance companies and they can offer 500k - 1 mill for under 100 a month, i was amazed when i found out about this, since i had no experience in this field before, i wouldnt have guessed my rates were this high. I spent at least 2 solid hours reading through the reports people have wrote against this company, and this is something to talk about with some of my coworkers. even though you may say the company scams and is a rip off, there's nothing i can do about it, my job is to go out there, help the families as best as i can, and make enough to support my family. Just because the company is bad, doesnt mean the people that work there are also, although that doesnt apply to everyone.