They will try to sell you a service which will allow you to purchase or lease to own distressed homes. All sounds great on the phone. Once you pay and gain access to the listings in your area, you'll quickly realize that the listings available are of homes that have been foreclosed and sold years ago. No information is available other than public information about foreclosures. They advise you to use the address of homes of interest and try to contact the owner by mail. You are completely on your own to try to negotiate a deal. However, the properties are no longer in foreclosure. It's all a big scam. I tried to get a refund but they insist that you must wait at least 90 days from the time of purchase before you can request a refund. Horrible customer service.