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  • Report:  #166278

Complaint Review: Americredit - Fort Worth Texas

Reported By:
- Chula Vista, California,
Submitted:
Updated:

Americredit
801 Cherry Street #3900 Fort Worth, 76102 Texas, U.S.A.
Phone:
800-284-2271
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
About six months ago I received a pre approved car loan offer from Capital One Auto Finance, the notice stated that I should go to a local dealer (Westcott Mazda) and purchase my vehcile.

The notice provided a dollar amount and terms. I went to the dealer they took the notice said it is valid and proceeded to show me vehicles. I drove off with an SUV. I was then contacted by the dealer and told that the contract would be taken over by Americredit instead of Capital One. They said Americredit had a better interest rate. But I was to tell Americredit that the vehicle I had was more than what it was and that my income was almost 50% greater than information provided to the dealer. When the rep. from Americredit called they asked about the income, I told them that my income was NOT what they showed, if was less, she asked about the vehicle, I told her what it was and what it had. She said that someone would get back to me because the information didn't match. The next thing I know I have loan with them.

Now, I fell behind. I'm 30 days behind but their collectors are calling and asked me why I purchased a vehicle I couldn't pay for. I asked why they accepted a fraudulent loan application she got mad and said they would advance my account into legal status and repo the vehicle. You really should watch out, but the bottom line is that if you are getting an Americredit loan don't fall behind and make sure your payments are certified. Beware!

Michael

San Diego, California
U.S.A.


1 Updates & Rebuttals

Rachel

Walkertown,
North Carolina,
U.S.A.
I can understand competely what you are going through

#2Consumer Comment

Wed, November 30, 2005

My husband and I both are victims of AMericredit Rip-off. we are still in the process of trying to get our personal belongings back from where they came and repossed our vehicle, with no notice by email, phone or by regular mail. My husband is in the military and we have both posted our story on rip-off about a week ago. Right now we have emailed every executive on file that we could find on the website and yet to have a response from them. They have our phone number, because they harassed me to death while he was in Kuwawit. Several things were stolen out of my car and I had to make a police report on Americredit and the lowlifes they sent to get it. My childs Cd's were broken and some were missing. They also broke her trophy she won in a beauty pageant. These people are scum of the earth and they dont care what they do to you. They lie, cheat and steal and add all these charges to your account that are not true. I am fighting them all the way to the White House or wherever I have to go. There is a witch that works in the legal dept. Her name is Amy Quinn and she is one arrogant huzzy. She but the account in charge-off while he was still in Kuwait and he didnt find out until he got back. This is supposed to be against the law but so far nothing has been done about it. We have paid over two years on the loan and our balance went from 33,0000 to still oweing 28,000 after paying them over 19,000. ALso, they have added extra interest, all these other fees, and also are charging us 450 dollars for them sending their goons out to get the car. Right now I am filing a fraud charge against them for stealing my social security card. I hope they people dont use Americredit, but usually it is too little , to late that people find out. That Amy Quinn signs her name so many different ways. She uses the title ASSISTANT VICE PRESIDENT IN THE LEGAL DEPT, AND THEN SHE SIGNS EXECUTIVE LEGAL ASST. AND ON SOME SHE SIGNS HER TITLE AS CUSTOMER SERVICE RESPONSE TEAM. WE ASKED HER FOR HER BOSS AND SHE SAID SHE DIDNT HAVE ONE. BUT WHEN YOU LOOK UP THE EXECUTIVES ON THE WEBSITE, SHE IS NOT LISTED. SHE IS NOTHING BUT A FRAUD, AND WE HOPE TO SEE HER DO JAIL TIME FOR NOT POSTING OUR PAYMENTS AND FOR ILLEGALLY PUTTING OUR ACCOUNT IN CHARGE-OFF. BE VERY CAREFUL IF SHE CONTACTS YOU. SHE IS A SNAKE IN THE GRASS AND SHE WILL SURELY FINISH YOU OFF, ANY WAY SHE CAN. THEY PUT THESE ACCOUNTS IN CHARGE-OFF, SO THEY CAN REQUEST FULL PAYMENT, AND FULL PAYMENT IS USUALLY DOUBLE WHAT YOUR CONTRACT IS. SHE WILL LEAVE A SWEET MOLASSES MESSAGE ON YOUR ANSWERING MACHINE, IF YOU CAN GET HER TO CALL YOU BACK, AND WHEN YOU DO TALK TO HER IT IS LIKE JEKYLL AND HYDE. SHE IS A PHONEY AND A FRAUD AND LOOKS TO ME LIKE THE EXECUTIVES WOULD GET SOME BACKBONE AND QUIT HIDING BEHIND THIS LOWLIFE TO DO THEIR DIRTY WORK FOR THEM. SHE HAS SET OUT TO DESTROY US, BUT IT IS NOT OVER YET. NOT BY A LONG SHOT.

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