John
Tallahassee,#2Consumer Suggestion
Thu, November 02, 2006
Good Advice - Also I need to know if there any people down here that will organize a petition to bring a class action against AMERICREDIT in Florida - I'm going to call the State Attorney to see what the repo laws say exactly, Then get back with everybody Let's put AMERICREDIT out of business once and for all... (((ROR REDACTED PHONE NUMBER FOR SECURITY PURPOSES))) CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
Mike
Radford,#3Consumer Comment
Mon, February 21, 2005
The person who called Sherry was just a bill collector pretending to be a state official. As you might expect, this practice is highly illegal. The finance companies really want money instead of the car. They usually take a bath if they repo it, since the customer is unlikely to pay anything more after that, and repo'd cars don't sell for much money. They tend to only go to repo if it seems like the customer is never going to make payments. Of course it is a rather arbitray decision.
Sherri
Gulf Breeze,#4Consumer Suggestion
Sun, February 20, 2005
I had to reply to you about your dilemna after being laid off. My husband is currently laid off...(Well, long story short..He has lost 4 jobs in 4 years and we have also lost a house because of a sorry attorney who "forgot" to turn in paperwork...That's another story...LOL.) Anyhow, Americredit tried to tell us the same thing about "unacceptable" payment, etc. Well, we received a call from a guy who was with the state who was supposed to repo our car. He was from the State Atty's office. We talked with him and he said "They are nuts! You only owe "X" amt. of dollars and you HAVE been making an effort to pay the payments! I am not going to come get you from your job and make you drive all the way home and take the car. As long as you show an effort to make a payment, I won't take it." So, as a suggestion. Contact your State Atty's office and find out who handles car repossessions and talk to him or her. Explain your situation and they will look into what efforts you have made. We are in the process of getting some help to catch up a few bills and car payments. Money is so tight that it squeals around our house, but we are trying to keep our chins up! My hubby is waiting to go on an interview. We just went through the worst of hurricanes ever for our state. Some people lost everything. Well, guess what? In a nutshell, Americredit told us that they didn't give a rat's behind if we were in a hurricane or not...they expected a payment! So, come heck or high water, you had better pull money to pay them out of your behind or something!....LOL. Remember, you DO have rights and by golly, don't let them get the best of you! Thoughts and prayers and best wishes! May God Bless you and your family!