Robert
Irvine,#2Consumer Comment
Thu, June 11, 2009
"..Americredit would not allow me to put her on the loan..." - That is correct. NO..Not One..Nada..banks will allow you to just add(or remove) a person on the loan. If she wanted the loan in her name she would have had to get a separate loan in her name and use that money to pay off Americredit. This is done all the time, and as long as she has a decent credit history and the income to pay it, this would have been no problem. "..But no! Americredit holds the title 20 days..." - Again that is pretty standard with the banking industry.