- Report: #460566
Complaint Review: Americredit - Texas
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Americredit
www.americredit.com Texas, U.S.A.
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Americredit Big business doesn't care about it's clients North Bend Oregon
For seven years I have made timely payments on a car loan. My daughter drove this care for the last three years. She sold a car and bought my car. Americredit would not allow me to put her on the loan. So, I continued to pay the loan..........on time every month. I finally made the last payment early enough to transfer the title to my daughter just before needing to renew the registration in OR where I live. So, my daughter could have the title and register it in ID.
But no! Americredit holds the title 20 days from the last payment despite the fact I use Western Union as they instructed so it came directly out of my bank account. (plus $7.50 for WU) They want proof of payment for the previous payment as well. So I downloaded and sent them a copy of my bank statement.
That was not good enough because it did not show a running balance to prove that the money actually was drawn on my account.
All of this and when I check to see what my balance is I am told "ZERO"!! I have made 84 monthly payments and never been late. No matter. Americredit would not release the title in three days as they said they would if I did the above things. So, now I have to get it registered in OR for a month for "transport" and pay nearly the same amount to register it for a year in ID.
The first time I complained about this company it was over the fact that they charge you $5.00 to make a timely payment on their website. Geesh!
Americredit is not worthy of your business.
La2c
Coos Bay, Oregon
U.S.A.
But no! Americredit holds the title 20 days from the last payment despite the fact I use Western Union as they instructed so it came directly out of my bank account. (plus $7.50 for WU) They want proof of payment for the previous payment as well. So I downloaded and sent them a copy of my bank statement.
That was not good enough because it did not show a running balance to prove that the money actually was drawn on my account.
All of this and when I check to see what my balance is I am told "ZERO"!! I have made 84 monthly payments and never been late. No matter. Americredit would not release the title in three days as they said they would if I did the above things. So, now I have to get it registered in OR for a month for "transport" and pay nearly the same amount to register it for a year in ID.
The first time I complained about this company it was over the fact that they charge you $5.00 to make a timely payment on their website. Geesh!
Americredit is not worthy of your business.
La2c
Coos Bay, Oregon
U.S.A.
1 Updates & Rebuttals
Robert
Irvine,California,
U.S.A.
Standard...
#2Consumer Comment
Thu, June 11, 2009
"..Americredit would not allow me to put her on the loan..." - That is correct. NO..Not One..Nada..banks will allow you to just add(or remove) a person on the loan. If she wanted the loan in her name she would have had to get a separate loan in her name and use that money to pay off Americredit. This is done all the time, and as long as she has a decent credit history and the income to pay it, this would have been no problem. "..But no! Americredit holds the title 20 days..." - Again that is pretty standard with the banking industry.
