I got a title loan for $1200 from AutoLoan, LLC in April. My first payment of $257 was due but I had an issue with my bank account. I called in on a Monday and told them I would be mailing in the payment. The representative I talked to said she would make a note on my account and I would just continue to get calls. On Wednesday, my car was taken from my place of employment's parking lot. I immediately called the company and was informed that I had the option of paying $1516.90 before the 15th of the month, but after the 15th, it would be $1774.30 or I could just pay it off for $2902.20. The original loan was only $1200 with 20% interest.
I immediately contacted a lawyer who has filed Chapter 13 bankruptcy that way I can still pay off the loan but also get my car back as it is the only means of transportation I have for me and my son. My lawyer has filed a motion against the company and they refuse to return his calls. The one representative he did speak with was very difficult. I regret ever doing business with this company. Although the payoff amount is ridiculous, I will pay it over time, I just need my car back.
I need help.