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  • Report:  #344555

Complaint Review: Bank Of America Ellicott City MD - Eliicott City Maryland

Reported By:
- Ellicott City, Maryland,
Submitted:
Updated:

Bank Of America Ellicott City MD
9150 Baltimore National Pike Eliicott City, 21042 Maryland, U.S.A.
Phone:
410-465.8712
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
I received a check from a Bank of America customer, and since I was near by I thought it would be convenient to cash the check at the customer's own bank. I gave the cashier, as requested, my driver's license after handling her the check. I was asked to endorse the check, which I did; And since I do not have an account at their bank, I was requested to give my finger print on the check. After all this "saga", I was informed that I will be charged $5 fee for not being an account holder at his bank. "What a ripoff" have I replied!

I requested to get back my check which I had to stamp my finger prints over and over in all directions to cover my original print.

Well, needless to say I was angry. There were no signs alerting me of the $5 'nickle and dime' scam that Bank of America has instituted. They waisted my time and their time with a stupid bank policy to gouch consumers.

As a business owner, I will request a $5 extra fee for anyone paying me with a check from Bank of America to make my client aware of what their bank is

charging. I have given a phone call to my bank Chevy Chase in the same locality to make sure that non-holder of chevy chase accounts are not charged. If it were affirmative, I would have closed immediately my account as a protest to this gouching and ripoff!

Joey

Joey

Ellicott City, Maryland

U.S.A.


3 Updates & Rebuttals

Paul

Tulsa,
Oklahoma,
U.S.A.
um, its funny

#2Consumer Suggestion

Thu, June 26, 2008

Um...its been a well known fact for decades that if you take a check to a bank that is not yours, that there is often a fee. The mistake is yours, and since you were a business man, you should have already known this. The basic rule is always go to a bank or Creditunion that you have accts at. The exception is if you are giving money, then all of the above is not relevant. I understand your anger, but the banks are not in the business of cashing checks for non-account holders. Thats like saying that Subway restaurant should handle my pizza from Mazzios Pizza. or somewhat.


Paul

Tulsa,
Oklahoma,
U.S.A.
um, its funny

#3Consumer Suggestion

Thu, June 26, 2008

Um...its been a well known fact for decades that if you take a check to a bank that is not yours, that there is often a fee. The mistake is yours, and since you were a business man, you should have already known this. The basic rule is always go to a bank or Creditunion that you have accts at. The exception is if you are giving money, then all of the above is not relevant. I understand your anger, but the banks are not in the business of cashing checks for non-account holders. Thats like saying that Subway restaurant should handle my pizza from Mazzios Pizza. or somewhat.


Paul

Tulsa,
Oklahoma,
U.S.A.
um, its funny

#4Consumer Suggestion

Thu, June 26, 2008

Um...its been a well known fact for decades that if you take a check to a bank that is not yours, that there is often a fee. The mistake is yours, and since you were a business man, you should have already known this. The basic rule is always go to a bank or Creditunion that you have accts at. The exception is if you are giving money, then all of the above is not relevant. I understand your anger, but the banks are not in the business of cashing checks for non-account holders. Thats like saying that Subway restaurant should handle my pizza from Mazzios Pizza. or somewhat.

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