I was checking my account today and noticed I was overdrawn. A check was listed in my transactions, which was suspicious since I haven't used checks in 5 years. The check was written in the amount of $30.01 and payable to Before Funding LLC. I have never done business with this company and can only assume they got my info from an online credit application I filled out earlier. I reported this to my bank, but the branch is closed and the call center is unable/unwilling to refund the overdraft. Now I have to go into my branch on Monday, file an affidavit so they can investigate the charge and close my account and open a new one. This is extremely irritating. If there is a way to punish these people(legally) I would love to know. These people need to be sued/arrested/put out of business.