- Report: #83850
Complaint Review: Beneficial - household Finance - Billings,missoula,greatfalls Montana
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Beneficial - household Finance
www.beneficial.com Billings,missoula,greatfalls, 59801 Montana, U.S.A.
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Beneficial / household Finance warning from ex employee Billings, missoula, greatfalls Montana
*UPDATE EX-employee responds: AGREE EXACTLY
*Consumer Comment: I was a victim of Beneficial Mortgage in a predatory lender scam.
*Consumer Comment: I was a victim of Beneficial Mortgage in a predatory lender scam.
*Consumer Comment: I was a victim of Beneficial Mortgage in a predatory lender scam.
*Consumer Comment: I was a victim of Beneficial Mortgage in a predatory lender scam.
I am an ex employee of Beneficial and I am sending a warning to any new customers, new hires, and exisitng customers to discontinue any relationship you may have with this company.
They are in the practice of using as many deceptive practices as possible in every facet of there business. I have seen there account executives,sales associates, and managers forge signatures, force insurance not needed on customers, falsify documents, and lie to customers. This is common place at any Beneficial branch and I have had first hand experience dealing with all of this as an ex employee.
All of this is a direct result of their corporate headquarters pushing and pushing their branches to produce. Most offices are expected to due over a million dollars in loans each month. That kind of pressure equates to a very negative work environment. A work environment that I was let go of because I wasn't willing to play by there rules. I was let go after six months of service and only one written warning. I was berated by the manager on a daily basis expected to lie for him when he wasn't in the office on unauthorized business and expected to do all of the grunt work, answer the phones, and cover for all of the other employees if they were out "playing" with our manager. It was grueling and extremely stressful. Yet, I have moved on and have found my nich in the work force and I am a much better person for it.
Please take my advice if you are solicitated to do business with this company please hang up the phone, rip up the check, or rip up the mailer they have sent you. They are after money and numbers and not in the business of helping people as they promise.
kmg
missoula, Montana
U.S.A.
They are in the practice of using as many deceptive practices as possible in every facet of there business. I have seen there account executives,sales associates, and managers forge signatures, force insurance not needed on customers, falsify documents, and lie to customers. This is common place at any Beneficial branch and I have had first hand experience dealing with all of this as an ex employee.
All of this is a direct result of their corporate headquarters pushing and pushing their branches to produce. Most offices are expected to due over a million dollars in loans each month. That kind of pressure equates to a very negative work environment. A work environment that I was let go of because I wasn't willing to play by there rules. I was let go after six months of service and only one written warning. I was berated by the manager on a daily basis expected to lie for him when he wasn't in the office on unauthorized business and expected to do all of the grunt work, answer the phones, and cover for all of the other employees if they were out "playing" with our manager. It was grueling and extremely stressful. Yet, I have moved on and have found my nich in the work force and I am a much better person for it.
Please take my advice if you are solicitated to do business with this company please hang up the phone, rip up the check, or rip up the mailer they have sent you. They are after money and numbers and not in the business of helping people as they promise.
kmg
missoula, Montana
U.S.A.
5 Updates & Rebuttals
Evelyn
Columbus,Ohio,
U.S.A.
I was a victim of Beneficial Mortgage in a predatory lender scam.
#2Consumer Comment
Thu, October 28, 2004
I have read your articles and couldn't believe my eyes. I was a victim of Beneficial Mortgage in a predatory lender scam. At my Deposition, I saw my signatures on documents that I had never seen before in my life. I DID NOT sign a mortgage, three different copies surfaced after they won their case in Common Pleas Court. I filed in Appeals Court and won. I requested to see the original mortgage, but it has never been produced. This case was set for trial, they asked for a Continuance in March and it was rescheduled for trial in August 2004. Just a few days prior, they went to the Clerk of Court's office and dismissed their case. I have filed a Motion To Strike which has not yet been ruled on. Beneficial put me through a nightmare, and this has been going on since 1998. Refer to my entry to Rip-Off-Report.com - Evelyn - Columbus, Ohio. They should be closed down completely. I am very much interested in how they forge signatures, as I have been left with the nightmare of wondering what else they have forged my signature onto. Needless to say, although I won my Appeal, they continued with the Foreclosure and I lost my home. They did things to me that I would never dream people could do. This is a never-ending nightmare.
Evelyn
Columbus,Ohio,
U.S.A.
I was a victim of Beneficial Mortgage in a predatory lender scam.
#3Consumer Comment
Thu, October 28, 2004
I have read your articles and couldn't believe my eyes. I was a victim of Beneficial Mortgage in a predatory lender scam. At my Deposition, I saw my signatures on documents that I had never seen before in my life. I DID NOT sign a mortgage, three different copies surfaced after they won their case in Common Pleas Court. I filed in Appeals Court and won. I requested to see the original mortgage, but it has never been produced. This case was set for trial, they asked for a Continuance in March and it was rescheduled for trial in August 2004. Just a few days prior, they went to the Clerk of Court's office and dismissed their case. I have filed a Motion To Strike which has not yet been ruled on. Beneficial put me through a nightmare, and this has been going on since 1998. Refer to my entry to Rip-Off-Report.com - Evelyn - Columbus, Ohio. They should be closed down completely. I am very much interested in how they forge signatures, as I have been left with the nightmare of wondering what else they have forged my signature onto. Needless to say, although I won my Appeal, they continued with the Foreclosure and I lost my home. They did things to me that I would never dream people could do. This is a never-ending nightmare.
Evelyn
Columbus,Ohio,
U.S.A.
I was a victim of Beneficial Mortgage in a predatory lender scam.
#4Consumer Comment
Thu, October 28, 2004
I have read your articles and couldn't believe my eyes. I was a victim of Beneficial Mortgage in a predatory lender scam. At my Deposition, I saw my signatures on documents that I had never seen before in my life. I DID NOT sign a mortgage, three different copies surfaced after they won their case in Common Pleas Court. I filed in Appeals Court and won. I requested to see the original mortgage, but it has never been produced. This case was set for trial, they asked for a Continuance in March and it was rescheduled for trial in August 2004. Just a few days prior, they went to the Clerk of Court's office and dismissed their case. I have filed a Motion To Strike which has not yet been ruled on. Beneficial put me through a nightmare, and this has been going on since 1998. Refer to my entry to Rip-Off-Report.com - Evelyn - Columbus, Ohio. They should be closed down completely. I am very much interested in how they forge signatures, as I have been left with the nightmare of wondering what else they have forged my signature onto. Needless to say, although I won my Appeal, they continued with the Foreclosure and I lost my home. They did things to me that I would never dream people could do. This is a never-ending nightmare.
Evelyn
Columbus,Ohio,
U.S.A.
I was a victim of Beneficial Mortgage in a predatory lender scam.
#5Consumer Comment
Thu, October 28, 2004
I have read your articles and couldn't believe my eyes. I was a victim of Beneficial Mortgage in a predatory lender scam. At my Deposition, I saw my signatures on documents that I had never seen before in my life. I DID NOT sign a mortgage, three different copies surfaced after they won their case in Common Pleas Court. I filed in Appeals Court and won. I requested to see the original mortgage, but it has never been produced. This case was set for trial, they asked for a Continuance in March and it was rescheduled for trial in August 2004. Just a few days prior, they went to the Clerk of Court's office and dismissed their case. I have filed a Motion To Strike which has not yet been ruled on. Beneficial put me through a nightmare, and this has been going on since 1998. Refer to my entry to Rip-Off-Report.com - Evelyn - Columbus, Ohio. They should be closed down completely. I am very much interested in how they forge signatures, as I have been left with the nightmare of wondering what else they have forged my signature onto. Needless to say, although I won my Appeal, they continued with the Foreclosure and I lost my home. They did things to me that I would never dream people could do. This is a never-ending nightmare.
George
Somerset,New Jersey,
U.S.A.
AGREE EXACTLY
#6UPDATE EX-employee responds
Wed, March 17, 2004
I was in the same situation as this guy. The company will treat you like crap and make you cheat and lie if your not hiting your numbers. They belittle you and almost force you to quit. They make people take insurance and home/auto policys on their loans that arent necessary and are very costly. The entire customer base of the branches are forced to be called on a dialy basis until they fall for the trap and actually go through with an application. Points are high and rates are high and they trick the customers into thinking its the best product for them when most people could just go to a bank.
