What?
USA#2General Comment
Fri, March 23, 2012
If I'm reading this right, there's no reason for the extra $29.00. A minimum payment is just that, a minimum, not a surcharge! The amounts you paid in December and January were sufficient to satisfy any minimum payment. Sounds like you were talking to people paid to justify whatever the statement says. Write to the financing company, attention to the highest person/people you can find in their corporate food chain, and CC your state's attorney general. Make your complaint clear and concise, include the names of the people you talked to and what their response was, as well as your desired resolution to your complaint. Send all correspondence certified with return receipts and KEEP those return receipts in a safe place. Don't take no for an answer!
Ronny g
North hollywood,#3Consumer Comment
Fri, March 23, 2012
Do not finance or buy stuff you can't afford it, or, if you do finance with a no interest promotion don't be a day late with your payment and enjoy the zero interest loan. Not really rocket science.
John
Memphis,#4Consumer Suggestion
Wed, March 21, 2012
Years ago stores offered the deferred finance plan where you didn't have to make ANY payments until the final date due. Well, consumers took full advantage of these plans and the finance companies lost money bigtime. Jump ahead a few years and they modified the plan so that minimal monthly payments were required. The trick here was that if ANY payment was even a day late you paid the full accrued interest and the interest rate was always high.
I always prefer to avoid these offerings as they are just desperation marketing by the stores.
Ronny g
North hollywood,#5Consumer Comment
Wed, March 21, 2012
It seems from what I gather from your report...you failed to read something. So you feel because you failed to read something that they took advantage of you and ripped you off?
If I am wrong can you explain it better?