Lifter
Los Angeles,#2Consumer Comment
Wed, September 24, 2003
Careful, It's legal for ANY collection agency to persue voluntary payment of a time barred or SOL debt. This includes pulling hard inquirys. UNLESS it is done for the sole purpose of causing intentional damage to an individuals CR. If, through the process of validation and or verification the debt is dismissed, the inquiry may be removed by the CA or disputed by the consumer.
John
Memphis,#3Consumer Suggestion
Sun, September 14, 2003
The 'hard inquiries' are a clear violation of the FCRA (Fair Credit Reporting Act) and can get you awarded $1000 for EACH violation plus legal fees in court. Go after them.....it's easy money.