#20
Thu, July 18, 2002
I was almost swindled out of 350$ by Capital first(They did cost me some money but I promptly closed my account when the unsolicited postal mailers came alleging I gave verbal authorization to take out $ for a mysterious"Hartford auto club"(I don't even have a license). Then more money was going to be debited for a calling card with a monthly fee(never heard of them). Today I got a call from a woman who changed her name from one minute to the next and had a hard time going and finding out where the"actual office building address is"(Which I asked for.,having been swindled before.) This was the same theme,wanting my account # and a "processing fee" of 199.99.I think they are a new alias for capital first,now calling as First American Leisure claiming I filled out a application" NOT!"I did get a legitimate credit card,after a thorough research of the co. and many questions.Plains Commerce Bank.The fees all come as part of the credit already on your card,you pay it off with your monthly payments.Not a penny out of my bank account,no up-front fees,that is how a legitimate credit card will bill you.
anti
nyc,#3Consumer Suggestion
Mon, June 24, 2002
Go to your bank and CLOSE your account. Request a new account. Capital First will try to charge you again and again under different name. You will get similar offers on phone, in e-mail, letter. If anybody offers you a GARANTEED 2-10k credit line for a a $50-200 upfront fee, it is a scam. Hang up the phone. Delete the e-mail.