Bullthistle
Charlotte,#2Consumer Suggestion
Sun, July 12, 2009
Most people need their vehicle for work so why they play with fire, to remember to send in their payment, versus an automatic debit is beyond logic. Second they should have an online account to see when their payments are posted and what a creditor is doing with that payment and see if when posted if it jives with the cancelled check, on the back when presented for payment. Normally it takes a day for checks to be processed and mail normally takes 3 days from major cities. If you cannot get anyone in Plano to speak with you that seems knowledgeable then call VA. 804-967-1000 but have all your t's crossed and i's dotted, before you call both with the online version and your banks version. Corporate counsel's office. Two para-legals in there were Leigh Anne Coverstone and Rebecca Williams.
Ajv3759
Spring Hill,#3Consumer Comment
Wed, June 24, 2009
Contrary to the other rebuttal, I can see where you would have been due for June 10. You paid ahead in February, the June payment would have been for the May bill, which would have put you in the 3 month window. Personally, I would go to court, get a stay on their repo paperwork, then sue them for abuse of process. If you have all of the paperwork showing you are current, you should fair well in a court of law. I would check with an attorney in your state to find out if the fact that you are hiding the vehicle could be rectified at trial as a mitigated circustance. I am not an attorney, I am merely telling you what I would do in your situation. BE WELL!! AJ
Lee
Tampa,#4UPDATE Employee
Thu, June 04, 2009
Capital one will only take up to three payments ahead of time and they will apply the rest of the money you paid to principal. I would not hide your vehicle as you can be taken to court for not surrendering what you are suppose to pay for. You should give the vehicle back and then discuss with them the issues you are having. It is usually not illegal for them to come and get your car. They can do it at three days past due if they want to. It is not your property it is theirs. I would check with them to see if it was applied to principal.