Billie Jo
Sanderson,#2Consumer Comment
Fri, April 29, 2005
This is just in response to the Richmond VA. rip-off report ... Claiming shes having a hard time getting a new card from Capital one ? Sounds to me , that the "collection" agency that your account was given to , has promised false promises ? In which is totally legal for them to do .. anything to get the money!! NOT CAPITAL ONE ! Capital one is NOT offering you a thing ! They are through with you once they turn you over to collections ! So its not Capital One , its the collections agency thats offering all the false offers. ( A new card ) Do you really think capital one would hand you another card ( line of credit ) I mean come - on , its apparent that the last line of credit they gave you is where now ?? In a collection agency ?? And you really think they're going to give you more ?? ??? Really think about that a moment ... Just my opinion here in FL.
Sherri
Piedmont,#3Consumer Comment
Fri, April 29, 2005
What they actually did is get you to start making payments by misleading you into thinking that after you paid a certain amount, you would get a new credit card. I don't know how old the previous debt to Capital One was, but I would guess that it was either out of the statute of limitations or close to it, and by promising you the sun, moon and stars, they tricked you into paying for the purposes of "re-affirming" the prior debt and starting the clock on the SOL again.