Complaint Review: Car Hop / UAC - Omaha, Ne Edina MN

 Lillie Omaha, Nebraska
U.S.A.

Just read this, and while you are behind, you did make an attempt to contact and explain to UAC.  I am not behind in my payments, and have been spoken to in not so nice terms.  There are laws against UAC/Car Hop practices.  They sell junk.  They mislead and misrepresent.  A lot of us have learned from our experiences with this place, and hopefully, they will one day be shut down.  I fully intend to help that day come quickly.

So are you saying since you paid on it regularly for a year it is okay to pay a month or so late? Than I guess if you are working for someone or collecting Gov assistance for a year and things get slow it would be okay not to pay you for a month or so also?

Its not a matter of not paying, when contacted by mail uac wants to work with you to keep your business and for you to call them. But when you call to set up arrangements, you are talked to in a threatening mannner and even told to go sell blood or do temp work on your day off. The issue isnt the ability to catch up for the last months payment , I was willing to pay that. But there are fair debt collection laws that uac have broken. I was willing to get back on track with the payments to uac but after the strong language, intimidation and being told by uac the letters they send to my home are null and void, I am tired of the game playing. They send out letters that they dont abide by and claim not to know of any such letter. Car repairs are costly, people become ill, fall behind on bills to pay other bills, so no one should judge anyone elses plight. Asking a loan company to extend your car note for one month when you have faithfully being paying on time for well over a year is no sin nor unreasonable. I as an individual have legal recourse too. Dont try and make it appear that I cant or wont pay uac, theres more to it than that. I appreciate your 2 cents but thats why we have arbitration, attorneys and judges. Thanks.

Its not a matter of not paying, when contacted by mail uac wants to work with you to keep your business and for you to call them. But when you call to set up arrangements, you are talked to in a threatening mannner and even told to go sell blood or do temp work on your day off. The issue isnt the ability to catch up for the last months payment , I was willing to pay that. But there are fair debt collection laws that uac have broken. I was willing to get back on track with the payments to uac but after the strong language, intimidation and being told by uac the letters they send to my home are null and void, I am tired of the game playing. They send out letters that they dont abide by and claim not to know of any such letter. Car repairs are costly, people become ill, fall behind on bills to pay other bills, so no one should judge anyone elses plight. Asking a loan company to extend your car note for one month when you have faithfully being paying on time for well over a year is no sin nor unreasonable. I as an individual have legal recourse too. Dont try and make it appear that I cant or wont pay uac, theres more to it than that. I appreciate your 2 cents but thats why we have arbitration, attorneys and judges. Thanks.

Its not a matter of not paying, when contacted by mail uac wants to work with you to keep your business and for you to call them. But when you call to set up arrangements, you are talked to in a threatening mannner and even told to go sell blood or do temp work on your day off. The issue isnt the ability to catch up for the last months payment , I was willing to pay that. But there are fair debt collection laws that uac have broken. I was willing to get back on track with the payments to uac but after the strong language, intimidation and being told by uac the letters they send to my home are null and void, I am tired of the game playing. They send out letters that they dont abide by and claim not to know of any such letter. Car repairs are costly, people become ill, fall behind on bills to pay other bills, so no one should judge anyone elses plight. Asking a loan company to extend your car note for one month when you have faithfully being paying on time for well over a year is no sin nor unreasonable. I as an individual have legal recourse too. Dont try and make it appear that I cant or wont pay uac, theres more to it than that. I appreciate your 2 cents but thats why we have arbitration, attorneys and judges. Thanks.

Its not a matter of not paying, when contacted by mail uac wants to work with you to keep your business and for you to call them. But when you call to set up arrangements, you are talked to in a threatening mannner and even told to go sell blood or do temp work on your day off. The issue isnt the ability to catch up for the last months payment , I was willing to pay that. But there are fair debt collection laws that uac have broken. I was willing to get back on track with the payments to uac but after the strong language, intimidation and being told by uac the letters they send to my home are null and void, I am tired of the game playing. They send out letters that they dont abide by and claim not to know of any such letter. Car repairs are costly, people become ill, fall behind on bills to pay other bills, so no one should judge anyone elses plight. Asking a loan company to extend your car note for one month when you have faithfully being paying on time for well over a year is no sin nor unreasonable. I as an individual have legal recourse too. Dont try and make it appear that I cant or wont pay uac, theres more to it than that. I appreciate your 2 cents but thats why we have arbitration, attorneys and judges. Thanks.

You're late on payment and they want their money? No rip off there - unless you don't plan on paying them their money. Finance companies don't sell it to you or fix your cars. They only gave you the ability to buy it.