I recently went online to apply to companies to receive a payday loan from lenders. This one particular company contacting me stating that my loan application was approved for up to 5000 direct deposited into my checking account I provided to them online. As we continued our conversation we reviewed my credit information and he Mr.Ray Jones stated that I was approved for the 5000 and he asked how much was I looking to receive I told Ray Jones I wanted 3000 dollars he agreed to the loan amount as we proceeded the application he ask me to prove that I was financially stable to pay back the loans payments of 220 over the course 18 month's in order to prove to his company the proof of the the re payment process I needed to go purchase a green dot money pack card from a local walgreens. He told me load a total of 150 to the green dot money pack card. I had done so like Mr Jones asked me while on the phone with I purchased the green dot card and he re assured me that the money on the money pack card was never to be removed by his company. I read him the info on.the.card and as we stayed connected on the phone he some how removed my.money from the. now he gives the phone to an accounting officer he then explained that my credit score was to low to proceed with the loan and that I needed to provide an additional 387 to his company to boost my credit.score up to 750 and then he could release the loan funds along.with.the 150 he initially removed from my card which he wasn't supposed to do so in the first place. I told him I didn't and.wouldn't provide any more funds to his company he became.really furious, and began to yell and scream at.me over the phone. As I explained to him I need him to.just put my 150 back on my card as to where he wasn't supposed to remove he replied he couldn't.and that the money was pending with a government agency. As he ended.tell conversation with the words of " F*** you b****"