- Report: #193234
Complaint Review: Castle Point Mortgage Home Appraiser - Parsippany New Jersey
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Author Confirmed
Why?
Castle Point Mortgage Home Appraiser
7 Entin Road Parsippany, 07054 New Jersey, U.S.A.
Phone:
800-840-1035
Web:
N/A
Categories:
Business Rating:
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Castle Point Mortgage Home Appraiser ripoff female home appraiser in Florida
The female home appraiser in Florida that was sent to my home by Castle Point Mortgage took my personal check of $350 and that was the last I have seen of her! Who split the monies??
She was sent to check on any issues of the home structure. Instead, it is said that she felt I should carpet my terazzo floors. Cosmetic opinion??
I still have not received copy of this appraisal that I PAID FOR. Nor, did I receive the guaranteed loan monies. It is my legal right to receive a copy of the appraisal or a copy of a denial in writing.
No comment has been made to me by Castle Point Mortgage since this event as to why or what is really going on. Also, requested reimbursement of appraisal monies. Nothing received in way of correspondence or money.
Denise
Largo, Florida
U.S.A.
She was sent to check on any issues of the home structure. Instead, it is said that she felt I should carpet my terazzo floors. Cosmetic opinion??
I still have not received copy of this appraisal that I PAID FOR. Nor, did I receive the guaranteed loan monies. It is my legal right to receive a copy of the appraisal or a copy of a denial in writing.
No comment has been made to me by Castle Point Mortgage since this event as to why or what is really going on. Also, requested reimbursement of appraisal monies. Nothing received in way of correspondence or money.
Denise
Largo, Florida
U.S.A.
1 Updates & Rebuttals
Florida Appraiser
Winter Springs,Florida,
U.S.A.
Here's the skinny
#2Consumer Comment
Sat, September 06, 2008
The appraiser can only transmit the appraisal, or information about the appraisal, to his/her Client - that is by law. Although you paid for the appraisal, it was ordered by a mortgage company for the purpose of loan origination. Therefore, the Client is the mortgage company. That is why the appraiser has not responded to you. Naming you as the client would not have worked either - no lender would accept the report, and in any case, since November of 2005, if the Client is not a lender, we can't use the form that most lenders want the appraisal reported on. There are laws (Fair Lending Laws) that require the mortgage broker to provide you a copy of any appraisal you have paid form. Just send them a letter, certified return-receipt, with all the details, demanding your copy of the appraisal report. If they don't comply within 30 days, file complaints with both Federal and State authorities both in your state and the mortgage broker's state.
