Steve
Bradenton,#2Consumer Suggestion
Mon, February 11, 2008
"Jasons", You NEVER "disputed" the debt! Sending a "cease communications" request is in no way a dispute of a debt. You needed to send a dispute of the debt and a request for debt validation. You are making a big deal out of nothing here. File a lawsuit under the FDCPA for the violation of your legal cease communications request. This will pay you up to $1000 plus costs. However, it will do absolutely nothing for you to dispute the debt. The SOL in OH is 15 years, so they can actually sue you still.