Hailey
Kapaa,#2Consumer Suggestion
Fri, November 10, 2006
Refinance with another lender. I certainly hope the loan representative you dealt with thou Centex Homes was not some goofy lady by the name of Shelly. I dealt with Shelly in early 2000 in the D/FW area. You have received some bad advice from your loan officer and lending agency. Typically when Centex helped you get financing they used their own lending company CTX (centex homes own mortgage company). Usually CTX sells your mortgage withing 90-120 days, thus they would not still be your lender in a couple of years when you straighten out your credit. I would suggest re-financing with another lender one who advertises no closing cost for refinanced loads. More than likely you are receiving re-finance offers in the mail daily for various different lenders take your business elsewhere good luck