Anonymous
Tyler,#2Consumer Comment
Tue, December 09, 2008
Please file a complaint with the state licensing board on the appraiser who said: "'well you know how these deals work, we appraise the house and then the mortgage company tells us what it needs to be"
Priscilla
Peabody,#3Author of original report
Fri, April 30, 2004
Well, Centex is bouncing me back from one place to the next without complying with anyone of my requests. The Broker I dealt with has left their office over a dispute. The closing attorney no longer has any commitment to Lender and told me to have my attorney contact him as he will be happy to help. Everyone who was involved in doing my loan is now saying that they realized then I had no ability to repay this loan and it looks like Centex did this loan solely with the knowledge that I had equity in my home for them to take. Definitely predatory. Mr. King refuses to do provide me with copies of my file. Keeps saying that he doesn't have to give anything but the signed documents to me. Just amazing!! Someone has to see what this company is doing and someone in the Federal government should do something as there are too many of us going through this. There is another law firm that I e-mailed who is willing to look over my documents. So, will be sending my documents to another law firm who handles Class Action suits. I guess the more the merrier. Centex has to go down and they will NOT take my home. BEWARE! Centex is a very bad company and no one should ever have any dealings with them whatsoever.
Priscilla
Peabody,#4Author of original report
Mon, April 26, 2004
Well, I have been given a default notice and have until 5/26/04 to give them what they are asking which is not the correct amount (roughly $21,000). What I am hoping to do will be to ask the court to rescind the loan because of the violations they have committed. I have clear evidence of fraud, all the other violations I said in my original complaint, so am looking for a rescission of my loan and starting from scratch. I have given Centex every opportunity to re-do the loan without me going to court, but they have refused saying, "we will own your home." Don't think that will happen as I'm going to fight all the way with this. My loan never should have been approved and I have spoken to the closing attorney and he said that the Broker who did the deal could have reported that I made $75,000 for all he knows and that's probably why the loan went forward. Now that statement could get someone in trouble. I can't get copies of my loan origination file as Centex claims that I have no right to them. I did a RESPA letter and Centex refuses to give me anything other than what I signed for at closing, but they did give me an unsigned document stating that I got it, but that's not true either as it's unsigned and I never saw it. Centex is going to owe me all my interest I have paid into this loan all the money I have spent on this loan and all they will get from me in money is what they paid to my previous mortgage company as a payoff. That's what I'm asking the courts to do for me now. Looks like Court will be happening soon for me. If any authority out there is reading this, you should really look hard at investigating this company as they are ripping all of us out of our homes that we have been in for a while and stripping the equity.
Priscilla
Peabody,#5Consumer Comment
Tue, April 06, 2004
Melody - Thanks for responding. I am currently working on getting somewhere with this. First, I'm trying to get attorneys on board and hopefully take notice. I have printed off all these complaints about Centex and have handed them to two entities. One being attorneys, the other being media. I have contacted everyone in hope that someone will do something soon. Centex needs to be stopped and I am diligently working to get this started. All your reports and others here on this site have been copied and documented. If I can get the Feds interested, then we might see some help. The process may be slow at first, but it's starting.
Melondy
Austin,#6Consumer Comment
Mon, April 05, 2004
What do we do to get started with a lawsuit? I mean clearly they have gotten over on us 1st homebuyers, single parents, limited income people. Who do we talk to? I'm willing, because I'm sick and tired of the harrassment on my job and at home.